Job Description

Position Details: Position : Associate - Financial Analyst Type: Full Time Job Location: Chennai Job Description: We are seeking a motivated Finance Analyst to ensure the quality and accuracy of automated credit reports and contribute to the development of robust credit analysis frameworks. The role requires a deep understanding of financial documents and analytical expertise to drive reliable credit assessments and scalable solutions. Key Responsibilities: Vetting Credit Reports: Validate credit analysis reports generated by automated systems for factual accuracy, logical coherence, and completeness. Analyse data from financial documents, including annual reports, sanction letters, borrowing profiles, MIS data and other relevant documents, ensuring that all key information is accurately incorporated into the analysis. Identify inconsistencies or gaps in the reports and recommend improvements to enhance their reliability and usability. Collaborate with product and data teams to provide feedback for improving automation logic and ensuring alignment with real-world financial practices. Framework Development: Define relevant financial documents and causation logic for credit analysis, designing frameworks tailored to customer segments and scenarios. Anticipate edge cases where standard frameworks might fail and propose effective mitigation strategies. Document and standardise processes to support scalability and maintain consistency in credit evaluation practices. Contribute to periodic reviews of credit assessment frameworks to ensure alignment with changing market dynamics and customer needs. Conduct research on industry trends, financial regulations, and best practices to enhance credit assessment methodologies. Skills and Qualifications: CA professionals with 0-2 years of experience Exceptional attention to detail with a high level of proficiency in data analysis and numerical reasoning. Advanced understanding of financial documents and their application in credit and risk analysis. Strong problem-solving skills to address gaps and inconsistencies in credit frameworks and reports.