Job Description

1. Perseverance, Passion and Commitment Passionate about Navi s mission and vision Demonstrates dedication, perseverance and high ownership Goes above and beyond by taking on additional responsibilities 2. Obsession with high quality results Consistently creates value for the customers and stakeholders through high quality outcomes Ensuring excellence in all aspects of work Efficiently manages time, prioritizes tasks, and achieves higher standards 3. Resilience and Adaptability Adapts quickly to new roles, responsibilities, and changing circumstances, showing resilience and agility Responsibilities Management of valuations and collateral risk (legal and technical) for mortgage business, Collateral audits, Collateral evaluation process and validation of valuation and legal reports Scrutinize and initiate project approvals (APF) for the organization, timely monitoring and ensuring compliance on Collateral aspects within prescribed TAT Develop and manage business relationship with valuation Legal agencies to get reports and other deliverables with prescribed TAT and cost Provide inputs in developing Collateral Policy" and monitor the portfolio/ delinquencies related to Collateral aspects. Implement checks and process to control Fraud, build database and deduce for multiple funding or excess funding on properties and use market intelligence to identity any EWS Keep track of the development in real estate market and its impact upon lending parameters, property valuations and other financial implications Understand and analyze risks associated with property / project / market / developer and analyze exposure that can be taken. Coordinate with product team for digitizing and automating collateral sanctions Requirements The candidate should have experience in valuation background Preferably completed B.E. Civil / B. Tech Civil / Civil Engineering. Should Have knowledge about different geographies such as Bangalore, Hyderabad, Chennai and MMR Knowledge on Legal scrutiny related to property along with knowledge on compliance matters with respect to collateral in mortgage business would be an added advantage.