Job Description

Established in 2019, CS India is one of the countrys fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting India’s huge gap for credit, especially with underserved and under penetrated segments of the population. Credit Saison India is committed to growing as a lender and evolving its offerings in India for the long-term for MSMEs, households, individuals and more. CS India is registered with the Reserve Bank of India (RBI) and has an AAA rating from CRISIL (a subsidiary of S&P Global) and CARE Ratings. Currently, CS India has a branch network of 45 physical offices, 1.2 million active loans, an AUM of over US$1.5B and an employee base of about 1,000 people. Credit Saison India (CS India) is part of Saison International, a global financial company with a mission to bring people, partners and technology together, creating resilient and innovative financial solutions for positive impact. Across its business arms of lending and corporate venture capital, Saison International is committed to being a transformative partner in creating opportunities and enabling the dreams of people. Based in Singapore, over 1,000 employees work across Saison’s global operations spanning Singapore, India, Indonesia, Thailand, Vietnam, Mexico, Brazil. Saison International is the international headquarters (IHQ) of Credit Saison Company Limited, founded in 1951 and one of Japan’s largest lending conglomerates with over 70 years of history and listed on the Tokyo Stock Exchange. The Company has evolved from a credit-card issuer to a diversified financial services provider across payments, leasing, finance, real estate and entertainment. More about us on https://www.creditsaison.in Key Responsibilities: • Co-ordinate with Wholesale business team and internal stakeholders to ensure the smooth workflow between wholesale business, operations, finance, legal and other support verticals. • Ensure the compliance with all sanction terms, KYCs assortment, assisting clients on documentation, aligning the pre-disbursement checklists/conditions & taking necessary approvals on deviation & deferral requests. • Manage the clients’ (Financial Institutions & Enterprises) conversations effectively as required. Ensure the clients are being serviced well and address their issues if any, to resolve. • Manage and follow up for obtaining transactional documents, charge creation/charge satisfaction, NOC/NDC issuances, statement of accounts, balance confirmation and other key deliverables between clients & internal stakeholders. • Responsible for collection of End use certificates, security & collateral items, periodical book debts, issuance of Pari-passu letters, etc., and ensuring the adequacy of security cover as per sanctioned terms. • Prepare and maintain the wholesale business vertical’s MIS in terms of transactions, post disbursement activities & security items. • Custody services of keeping all documents, certificates & other deliverables for Audit requirements and should maintain the confidentiality of data & records. • Aware about Companies Acts, RBI regulatory guidelines, especially in KYC & AML policies and other directive measures. Performance Indicators: • Ensure the clients & clients facing stakeholders are provided the best possible support. • Strict adherence, accurate and timely deliverables to various internal and external groups. • Drive a process improvement initiative on a continuous basis. • Team & stakeholders management Desired Profile: • M. Com/M.F.C/B.B.A/B.Com/Any UG/PG programs relevant to Finance • 0-2 years of experience in NBFC/Banking, preferably in corporate lending operations or Mid-office functionalities. Skills Required: • Sound Knowledge in Operations/Mid- office or back-office functionalities • Expert in Word, Excel & Power Point modules. • Analytical & Interpersonal skills