Credit Bureau Reporting Analyst

Job Description

ABOUT ZOLVE Welcome to the financial frontier of limitless possibilities - welcome to Zolve. Were not just a fintech; were architects of a financial revolution, crafting a narrative that transcends borders. At Zolve, we believe in rewriting the rules of finance to empower global citizens, nomads, and dreamers to navigate the world without constraints. Zolve is world s first cross border neo-bank which helps migrants get access to credit in the new country based on their home country credit score. Zolve s cross-border capabilities enable global citizens to access financial products such as checking accounts, credit cards, remittances, insurances, and loans seamlessly, helping them to be financially free to pursue their ambitions, without limiting the services to a particular country. As we continue to grow into multiple geographies, product lines and customer segments, we are seeking a dynamic individual to join us and support our journey. JOB DESCRIPTION Role: Credit Bureau Reporting Analyst Location: Bengaluru OR US Employment Type: Full-Time We are seeking a detail-oriented Credit Bureau Reporting Analyst to join our team. The ideal candidate will be responsible for ensuring accurate and timely reporting of consumer credit data to major credit bureaus. This role will involve analyzing credit data, maintaining compliance with relevant regulations, and enhancing reporting processes to support our organization s goals. RESPONSIBILITIES Data Management: Collect, verify, and maintain accurate consumer credit information in accordance with company policies and credit bureau requirements. Reporting: Prepare and submit periodic credit reports to major credit bureaus (e.g., Experian, TransUnion, Equifax) and ensure compliance with industry standards. Regulatory Compliance: Stay updated on regulations related to credit reporting (e.g., FCRA) and ensure the organization s practices adhere to these standards. Analysis: Analyze credit data to identify trends, discrepancies, and opportunities for improvement in reporting practices. Issue Resolution: Investigate and resolve any discrepancies or issues related to credit reporting, including consumer disputes through e-oscar Collaboration: Work closely with internal teams (e.g., IT, risk management, customer service) to improve data accuracy and reporting processes. Documentation: Maintain comprehensive documentation of reporting processes, methodologies, and compliance efforts. QUALIFICATIONS Education: Bachelor s degree in finance, business administration, or a related field. Preferred Experience: Experience with US credit risk management or consumer lending. Familiarity with US credit reporting software and systems Certification in credit risk management or related field Experience: Proven experience in US credit reporting, data analysis, or related financial services role Experience in managing e-Oscar disputes Technical Skills: Strong understanding of credit bureau reporting standards and relevant regulations (e.g., FCRA). Proficiency in data management tools and software (e.g., SQL, Excel). Soft Skills: Strong attention to detail and commitment to accuracy. Excellent analytical, organizational, and problem-solving skills. MORE ABOUT ZOLVE KEY TEAM MEMBERS CAPITALISATION We have raised a total of $311Mn in equity and debt line from marquee investors including Creaegis, HSBC, Accel, Lightspeed, Alkeon Capital, DST Global, CIM and others, achieving Series B funding. If you are interested to have a chat and see if we are a great fit for each other, please reach out to [email protected] Zolve is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.