Credit Head

Job Description

Self-management, self-starter with strong grasp of financial products and services relevant to real estate development projects. Team player Detail-oriented and results-driven, with a focus on delivering high-quality work and achieving organizational objectives Excellent communication and interpersonal skills, with the ability to collaborate effectively with internal and external stakeholders. Strong Negotiation & liasoning with bankers, external agencies Financial Modelling, Cash flow analysis, Analysis of various factors specific to real estate Thinking skills (problem solving and decision making) Microsoft proficiency (Excel, Word) Key attributes:- Analytical skill, attention to detail, Financial acumen, Integrity Interaction with the Clients, understanding their requirements, collating required data for preparation and submission of the proposal to Banks/ FI's Evaluating clients credit data and financial statements for preliminary risk assessment In-depth credit assessment involving Financial, Credit, Legal, Technical, Economic and risk analysis. Structuring the proposal, Review Information Memorandum, Teasers, Financial model, cash flow and CMA projections Proficient in excel & preparation of CMA data, financials Solution-oriented attitude and resolving queries of all Banks and Clients Ability to lead, negotiate and resolve, manage stakeholders expectations Ability to build relationship at top levels of Financial institutions (FI) Stay updated on market trends, competitor activities, and regulatory changes impacting the real estate finance landscape in Mumbai & Navi Mumbai, providing strategic insights to senior management. Financial market & economy. Capability to interact with financial institutions for transaction structuring, due diligence and documents. Handling of multiple transactions at a time Minimum of 2 years of experience as Credit executive position within the real estate finance industry, with a strong grasp of financial products and services relevant to real estate development projects. CA or MBA