Job Description

Function: Risk 1. Monitoring the entire MFI portfolio in terms of delinquencies, industry analysis , peer to peer comparison , external calamities etc. 2. Gathering, analysing, and presenting the data (reporting) relating to area surveys, negative areas and other credit risk parameters and support the business in decision making 3. Monitoring the loan portfolio in the negative areas and review the status. 4. Maintaining files and databases relating to Credit Bureau reports. 5. Administering credit processes and action plans. 6. Develop and implement appropriate mechanisms for the effective monitoring and control of Companys loan book. 7. Reviewing monthly/quarterly delinquency of the customers loans 8. Reviewing Credit profile of the Region/customers to reassess the risk rating/any credit risk exception. 9. Create reports and use visualisation tools to facilitate monitoring of credits across SMFL. 10. Fixing and monitoring of credit limits for district, Region etc and reporting of breaches in the limit. Minimum Qualifications a) Education Graduate/Post Graduate, CA( Inter), PG(Finance) etc. b) Strong analytical skills and the ability to understand process details and how they link to the organizations strategy and objectives. c) Preparation of reports, dashboards and visualisation. d) Detail oriented with the ability to communicate the appropriate level of detail, depending on Target audience e) Excellent communication skills in English.