CREDIT UNDERTAKING MANAGER[CREDIT-JM3]

2 - 6 years

4.0 - 8.0 Lacs P.A.

Kochi

Posted:2 months ago| Platform: Naukri logo

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Skills Required

LoansFinancial statementsJunior Stafffinancial productsUnderwritingFinanceBankingMonitoringInvestment

Work Mode

Work from Office

Job Type

Full Time

Job Description

Reviewing project proposals to determine whether projects are viable, and helping junior credit officers develop business plans for new transactions Reviewing financial statements and other documents to identify potential risks or opportunities in order to make investment decisions Negotiating with business partners to resolve issues regarding delinquent accounts, late fees, interest rates, or other contract terms Providing guidance to junior staff in the department on best practices for underwriting loans or other financial products Reviewing existing loan portfolios to assess risk levels and make recommendations for adjustments to portfolios based on changes in market conditions Providing information about loan terms and conditions to borrowers and other stakeholders involved in the loan process Monitoring borrower accounts for delinquencies or other issues that may need to be addressed by staff members in other departments within the bank or company Maintaining relationships with lenders, borrowers, and other parties involved in transactions in order to ensure that all parties understand and comply with applicable policies Acting as a liaison between banks and other financial institutions to arrange loans or other financing arrangements

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