Job Description

Job Purpose "This position is open with Bajaj finance limited" Duties and Responsibilities Qualification:CA Experience:Fresher -An effective communicator with the ability to coordinate with internal & external stakeholders & relate to people at all levels of business and management. -Assessing loan applications for credit appraisal which includes financial analysis to understand the solvency, liquidity position and credit worthiness of individual and corporate customers. -Assess income and various obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure. -Calculating eligibility basis portfolio as per BFL policy and doing risk check of customers. -In dept knowledge of Capital Market and daily monitoring of stocks impacting BFL LAS exposure. -Preparation of detailed Credit Approval Memo for high value cases and getting it approved from respective approving authorities basis BFL defined approval matrix. -Adhering to all regulatory and statutory compliances & implementing operational risk controls related to LAS transactions ensuring fair sanctions to corporates and non-corporates and timely processing of cases in given TAT. -Monitoring the portfolio behaviour of LAS Portfolio and identify the early sign of stress in the portfolio and highlight it to the reporting manager. -Policy preparation/review /updation at regular intervals -Review and renewal of existing LAS Portfolio. -Regular tracking of progress on the agreed key metrics towards delivering on the strategy. -Preparation of RPRs of the LAS portfolio as when required. -Providing timely inputs to Business team, COE, Compliance team, Finance team, IFC Audit team, Internal Audit team, RBI Audit. -RBI Reporting of SMA-2 and large exposure. -Monthly preparation of Deck Required Qualifications and Experience Qualification:CA Experience:Fresher