Job Description

Job Summary: Analyze financial transactions and account activity to detect unusual or suspicious patterns. Conduct in-depth investigations into potential fraud, including gathering and evaluating evidence. Perform comprehensive 360 fraud reviews triggered by system threshold violations for various fraud types (ATO, PTO, TOA, ID Theft, First Party Fraud, etc.). Detect and mitigate fraud in core banking, payments, and account opening; address issues like ATO, P2P fraud, ACH/check kiting, and wire fraud. Investigate whistleblower complaints involving account hijacking, transactional fraud, and suspicious fund transfers. Combine retrospective analysis with current fraud control assessments to implement real-time fraud strategies. Coordinate with internal and external stakeholders for full alert lifecycle reviews, including SAR filings. Analyze data trends to recommend next steps: closure, reimbursement, or escalation. Classify fraud types and apply appropriate mitigation per policies and procedures. Qualifications: Experience in fraud detection, investigations, and transaction monitoring. Strong research, analytical, and decision-making skills. Proficiency in MS Office; familiar with financial systems. Attention to detail in maintaining case records and ensuring legal compliance. Education: Bachelors in Commerce, Computer Science, or equivalent (preferred). Master’s/MBA (preferred). Certifications (Preferred): CFE, CAMS, CRP Location: Hyderabad / Bangalore