Role & responsibilitiesUnderstand customer needs and develop plans to address themIdentify key staff in client companies to cultivate profitable relationshipsResolve customer complaints quickly and effectivelyForward upselling and cross-selling opportunities to the sales teamPromote high-quality sales, supply and customer service processesAim to preserve customers and renew contractsApproach potential customers to establish relationshipsGain solid knowledge of competitorsRole & responsibilities

Role DescriptionThis is a full-time on-site role for a Branch Sales Manager. The Branch Sales Manager will be responsible for overseeing sales activities, managing a team of sales representatives, developing sales strategies, and maintaining customer relationships to achieve sales targets. QualificationsSales Management, Team Leadership, and Sales Strategy skillsCustomer Relationship Management and Communication skillsAbility to achieve and exceed sales targetsExperience in the financial services or housing finance industryBachelor's degree in Business, Finance, or related fieldProven track record of successful sales performanceKnowledge of local market trends and competition

Role DescriptionThis is a full-time on-site role for a Branch Sales Manager. The Branch Sales Manager will be responsible for overseeing sales activities, managing a team of sales representatives, developing sales strategies, and maintaining customer relationships to achieve sales targets. QualificationsSales Management, Team Leadership, and Sales Strategy skillsCustomer Relationship Management and Communication skillsAbility to achieve and exceed sales targetsExperience in the financial services or housing finance industryBachelor's degree in Business, Finance, or related fieldProven track record of successful sales performanceKnowledge of local market trends and competition

Role & responsibilities Monthly Filling of GSTR 1 & GSTR 3B for 20 states.Monthly GST mismatch & 2B reconciliations.GST Registrations amendments at PAN India Level.Preparing various reconciliations and month end closing activitiesCoordination with Tax advisors & internal/statutory auditorsSupport in preparing submissions for PAN India GST noticesPreparing for GST Annual ReturnsPreferred candidate profile CA Inter/postgraduate with 4-6 years of relevant experience in Indirect Taxation.Good knowledge of accounting system like oracle/SAP/Navision/ERP

Role & responsibilities Credit Assessment & Underwriting:Evaluate Home Loan (HL) and Loan Against Property (LAP) applications based on income, financial documents, and property valuation. Analyze financial statements, CIBIL reports, and repayment capacity of borrowers. Conduct risk assessment before loan approvals and ensure adherence to credit policies. Recommend cases for higher approvals as per the delegation matrix. Portfolio Management & Risk Monitoring:Monitor the loan portfolio to ensure healthy asset quality and minimize Non-Performing Assets (NPAs). Implement risk mitigation strategies for high-risk cases. Review overdue accounts and coordinate with collection teams for recovery. Perform post-sanction monitoring to track borrower performance. Compliance & Documentation:Ensure proper documentation and legal verification before loan disbursal. Adhere to RBI/NBFC compliance norms and internal credit guidelines. Work with legal and risk teams for fraud detection and dispute resolution. Stakeholder Coordination:Collaborate with sales teams to ensure timely processing of loan applications. Liaise with property evaluators, legal teams, and technical experts for due diligence. Train and guide branch teams on credit assessment best practices. Key Skills & Requirements: Experience: 3-8 years in credit underwriting for Home Loan (HL) and LAP. Skills: Strong knowledge of HL, LAP underwriting guidelines.

Credit Assessment & Underwriting:Evaluate Home Loan (HL) and Loan Against Property (LAP) applications based on income, financial documents, and property valuation.Analyze financial statements, CIBIL reports, and repayment capacity of borrowers.Conduct risk assessment before loan approvals and ensure adherence to credit policies.Recommend cases for higher approvals as per the delegation matrix.Portfolio Management & Risk Monitoring:Monitor the loan portfolio to ensure healthy asset quality and minimize Non-Performing Assets (NPAs).Implement risk mitigation strategies for high-risk cases.Review overdue accounts and coordinate with collection teams for recovery.Perform post-sanction monitoring to track borrower performance.Compliance & Documentation:Ensure proper documentation and legal verification before loan disbursal.Adhere to RBI/NBFC compliance norms and internal credit guidelines.Work with legal and risk teams for fraud detection and dispute resolution.Stakeholder Coordination:Collaborate with sales teams to ensure timely processing of loan applications.Liaise with property evaluators, legal teams, and technical experts for due diligence.Train and guide branch teams on credit assessment best practices.Key Skills & Requirements:Educational Qualification: MBA/CA/CFA/Graduate in Finance, Banking, or a related field.Experience: 3-8 years in credit underwriting for Home Loan (HL) and LAP.Skills:Strong knowledge of HL, LAP underwriting guidelines.Proficiency in financial and risk analysis tools.Familiarity with legal & technical aspects of mortgage lending.

Job descriptionRole & responsibilitiesIdentify potential clients and generate leads for Home Loan and Loan Against Property (LAP) products.Present and promote Home Loan and LAP financial solutions to clients.Meet sales targets for Home Loan and LAP offerings.Maintain relationships with existing and potential customers.

Role & responsibilitiesIdentify potential clients and generate leads for Home Loan and Loan Against Property (LAP) products.Present and promote Home Loan and LAP financial solutions to clients.Meet sales targets for Home Loan and LAP offerings.Maintain relationships with existing and potential customers.

Job descriptionRole & responsibilitiesIdentify potential clients and generate leads for Home Loan and Loan Against Property (LAP) products.Present and promote Home Loan and LAP financial solutions to clients.Meet sales targets for Home Loan and LAP offerings.Maintain relationships with existing and potential customers.

Job Title: Branch Sales Manager Job Location: Hisar/Karnal/Ludhiana Reports To: Regional Sales Head / Area Sales Manager Job Type: Full-timeJob Purpose:The Branch Sales Manager is responsible for managing the sales and operations of the branch, overseeing the sales team, and ensuring that affordable housing finance products are promoted and sold effectively. This role focuses on achieving sales targets, maintaining customer relationships, and ensuring compliance with company policies and regulatory requirements.Key Responsibilities:Sales Strategy and Target Achievement: Formulate and execute sales strategies to achieve branch sales targets for affordable housing finance products. Drive sales of home loan products, including but not limited to home loans, loan against property, and other related financial products. Monitor sales performance and set sales goals for the team. Regularly assess the local market and competition to identify opportunities for growth. Team Management: Recruit, train, and develop a high-performing sales team. Provide ongoing coaching and support to the sales team to improve their sales skills and product knowledge. Conduct performance reviews and provide feedback to team members to enhance individual and team productivity. Motivate the team to achieve individual and collective targets. Customer Relationship Management: Build and maintain strong relationships with customers, ensuring high levels of satisfaction and retention. Address customer concerns and issues promptly to ensure smooth processing of loan applications. Identify and nurture potential customers through networking and referrals. Sales and Marketing Activities: Implement local marketing campaigns and promotions to increase brand awareness and drive sales. Participate in community outreach programs and events to promote affordable housing finance offerings. Collaborate with the marketing team to create and deliver product presentations and other marketing materials. Compliance and Risk Management: Ensure all sales activities comply with legal, regulatory, and internal company standards. Conduct regular audits to ensure loan application processes are being followed correctly and efficiently. Maintain an up-to-date understanding of industry regulations and trends in affordable housing finance. Reporting and Analysis: Prepare and present regular reports on branch performance, sales figures, and market conditions. Analyze data to identify trends, customer needs, and areas for improvement. Provide insights and recommendations to senior management for enhancing business strategies. Qualifications:Educational Qualification: Bachelors degree in Business, Finance, or related field (Masters degree preferred). Experience: Minimum 3-5 years of experience in sales, with at least 2 years in a leadership role within housing finance, banking, or financial services. Skills: Strong leadership, team management, and motivational skills. In-depth knowledge of affordable housing finance products and market trends. Excellent communication, negotiation, and interpersonal skills. Ability to manage multiple tasks and priorities in a fast-paced environment. Analytical mindset with the ability to work with data and performance metrics. Strong customer focus and problem-solving abilities. Key Performance Indicators (KPIs):Achievement of monthly/quarterly sales targets. Growth in customer acquisition and retention. Effective team performance and individual development. Compliance adherence and risk mitigation. Customer satisfaction and service levels. Preferred:Familiarity with local housing markets and understanding of regional customer needs. Existing network in real estate and financial sectors is a plus.

Job Title: Branch Sales ManagerReports To: Regional Sales Head / Area Sales ManagerJob Type: Full-timeJob Purpose:The Branch Sales Manager is responsible for managing the sales and operations of the branch, overseeing the sales team, and ensuring that affordable housing finance products are promoted and sold effectively. This role focuses on achieving sales targets, maintaining customer relationships, and ensuring compliance with company policies and regulatory requirements.Sales Strategy and Target Achievement:Formulate and execute sales strategies to achieve branch sales targets for affordable housing finance products.Drive sales of home loan products, including but not limited to home loans, loan against property, and other related financial products.Monitor sales performance and set sales goals for the team.Regularly assess the local market and competition to identify opportunities for growthTeam Management:Recruit, train, and develop a high-performing sales team.Provide ongoing coaching and support to the sales team to improve their sales skills and product knowledge.Conduct performance reviews and provide feedback to team members to enhance individual and team productivity.Motivate the team to achieve individual and collective targets.Customer Relationship Management:Build and maintain strong relationships with customers, ensuring high levels of satisfaction and retentionAddress customer concerns and issues promptly to ensure smooth processing of loan applications.Identify and nurture potential customers through networking and referrals.Qualifications:Any Graduate or Post GraduateExperience:Minimum 3-5 years of experience in sales, with at least 2 years in a leadership role within housing finance, banking, or financial services.Skills:Strong leadership, team management, and motivational skills.In-depth knowledge of affordable housing finance products and market trends.Excellent communication, negotiation, and interpersonal skills.Ability to manage multiple tasks and priorities in a fast-paced environment.Analytical mindset with the ability to work with data and performance metrics.Strong customer focus and problem-solving abilities.

Job Title: Branch Sales ManagerReports To: Regional Sales Head / Area Sales ManagerJob Type: Full-timeJob Purpose:The Branch Sales Manager is responsible for managing the sales and operations of the branch, overseeing the sales team, and ensuring that affordable housing finance products are promoted and sold effectively. This role focuses on achieving sales targets, maintaining customer relationships, and ensuring compliance with company policies and regulatory requirements.Sales Strategy and Target Achievement:Formulate and execute sales strategies to achieve branch sales targets for affordable housing finance products.Drive sales of home loan products, including but not limited to home loans, loan against property, and other related financial products.Monitor sales performance and set sales goals for the team.Regularly assess the local market and competition to identify opportunities for growthTeam Management:Recruit, train, and develop a high-performing sales team.Provide ongoing coaching and support to the sales team to improve their sales skills and product knowledge.Conduct performance reviews and provide feedback to team members to enhance individual and team productivity.Motivate the team to achieve individual and collective targets.Customer Relationship Management:Build and maintain strong relationships with customers, ensuring high levels of satisfaction and retentionAddress customer concerns and issues promptly to ensure smooth processing of loan applications.Identify and nurture potential customers through networking and referrals.Qualifications:Any Graduate or Post GraduateExperience:Minimum 3-5 years of experience in sales, with at least 2 years in a leadership role within housing finance, banking, or financial services.Skills:Strong leadership, team management, and motivational skills.In-depth knowledge of affordable housing finance products and market trends.Excellent communication, negotiation, and interpersonal skills.Ability to manage multiple tasks and priorities in a fast-paced environment.Analytical mindset with the ability to work with data and performance metrics.Strong customer focus and problem-solving abilities.

Job descriptionRole & responsibilitiesIdentify potential clients and generate leads for Home Loan and Loan Against Property (LAP) products.Present and promote Home Loan and LAP financial solutions to clients.Meet sales targets for Home Loan and LAP offerings.Maintain relationships with existing and potential customers.

Job Title: Branch Sales ManagerReports To: Regional Sales Head / Area Sales ManagerJob Type: Full-timeJob Purpose:The Branch Sales Manager is responsible for managing the sales and operations of the branch, overseeing the sales team, and ensuring that affordable housing finance products are promoted and sold effectively. This role focuses on achieving sales targets, maintaining customer relationships, and ensuring compliance with company policies and regulatory requirements.Sales Strategy and Target Achievement:Formulate and execute sales strategies to achieve branch sales targets for affordable housing finance products.Drive sales of home loan products, including but not limited to home loans, loan against property, and other related financial products.Monitor sales performance and set sales goals for the team.Regularly assess the local market and competition to identify opportunities for growthTeam Management:Recruit, train, and develop a high-performing sales team.Provide ongoing coaching and support to the sales team to improve their sales skills and product knowledge.Conduct performance reviews and provide feedback to team members to enhance individual and team productivity.Motivate the team to achieve individual and collective targets.Customer Relationship Management:Build and maintain strong relationships with customers, ensuring high levels of satisfaction and retentionAddress customer concerns and issues promptly to ensure smooth processing of loan applications.Identify and nurture potential customers through networking and referrals.Qualifications:Any Graduate or Post GraduateExperience:Minimum 3-5 years of experience in sales, with at least 2 years in a leadership role within housing finance, banking, or financial services.Skills:Strong leadership, team management, and motivational skills.In-depth knowledge of affordable housing finance products and market trends.Excellent communication, negotiation, and interpersonal skills.Ability to manage multiple tasks and priorities in a fast-paced environment.Analytical mindset with the ability to work with data and performance metrics.Strong customer focus and problem-solving abilities.

Job Title: Branch Sales ManagerReports To: Regional Sales Head / Area Sales ManagerJob Type: Full-timeJob Purpose:The Branch Sales Manager is responsible for managing the sales and operations of the branch, overseeing the sales team, and ensuring that affordable housing finance products are promoted and sold effectively. This role focuses on achieving sales targets, maintaining customer relationships, and ensuring compliance with company policies and regulatory requirements.Sales Strategy and Target Achievement:Formulate and execute sales strategies to achieve branch sales targets for affordable housing finance products.Drive sales of home loan products, including but not limited to home loans, loan against property, and other related financial products.Monitor sales performance and set sales goals for the team.Regularly assess the local market and competition to identify opportunities for growthTeam Management:Recruit, train, and develop a high-performing sales team.Provide ongoing coaching and support to the sales team to improve their sales skills and product knowledge.Conduct performance reviews and provide feedback to team members to enhance individual and team productivity.Motivate the team to achieve individual and collective targets.Customer Relationship Management:Build and maintain strong relationships with customers, ensuring high levels of satisfaction and retentionAddress customer concerns and issues promptly to ensure smooth processing of loan applications.Identify and nurture potential customers through networking and referrals.Qualifications:Any Graduate or Post GraduateExperience:Minimum 3-5 years of experience in sales, with at least 2 years in a leadership role within housing finance, banking, or financial services.Skills:Strong leadership, team management, and motivational skills.In-depth knowledge of affordable housing finance products and market trends.Excellent communication, negotiation, and interpersonal skills.Ability to manage multiple tasks and priorities in a fast-paced environment.Analytical mindset with the ability to work with data and performance metrics.Strong customer focus and problem-solving abilities.

Job descriptionRole & responsibilitiesIdentify potential clients and generate leads for Home Loan and Loan Against Property (LAP) products.Present and promote Home Loan and LAP financial solutions to clients.Meet sales targets for Home Loan and LAP offerings.Maintain relationships with existing and potential customers.

Job Title: Branch Sales ManagerReports To: Regional Sales Head / Area Sales ManagerJob Type: Full-timeJob Purpose:The Branch Sales Manager is responsible for managing the sales and operations of the branch, overseeing the sales team, and ensuring that affordable housing finance products are promoted and sold effectively. This role focuses on achieving sales targets, maintaining customer relationships, and ensuring compliance with company policies and regulatory requirements.Sales Strategy and Target Achievement:Formulate and execute sales strategies to achieve branch sales targets for affordable housing finance products.Drive sales of home loan products, including but not limited to home loans, loan against property, and other related financial products.Monitor sales performance and set sales goals for the team.Regularly assess the local market and competition to identify opportunities for growthTeam Management:Recruit, train, and develop a high-performing sales team.Provide ongoing coaching and support to the sales team to improve their sales skills and product knowledge.Conduct performance reviews and provide feedback to team members to enhance individual and team productivity.Motivate the team to achieve individual and collective targets.Customer Relationship Management:Build and maintain strong relationships with customers, ensuring high levels of satisfaction and retentionAddress customer concerns and issues promptly to ensure smooth processing of loan applications.Identify and nurture potential customers through networking and referrals.Qualifications:Any Graduate or Post GraduateExperience:Minimum 3-5 years of experience in sales, with at least 2 years in a leadership role within housing finance, banking, or financial services.Skills:Strong leadership, team management, and motivational skills.In-depth knowledge of affordable housing finance products and market trends.Excellent communication, negotiation, and interpersonal skills.Ability to manage multiple tasks and priorities in a fast-paced environment.Analytical mindset with the ability to work with data and performance metrics.Strong customer focus and problem-solving abilities.

Job descriptionRole & responsibilitiesIdentify potential clients and generate leads for Home Loan and Loan Against Property (LAP) products.Present and promote Home Loan and LAP financial solutions to clients.Meet sales targets for Home Loan and LAP offerings.Maintain relationships with existing and potential customers.

Job descriptionRole & responsibilitiesIdentify potential clients and generate leads for Home Loan and Loan Against Property (LAP) products.Present and promote Home Loan and LAP financial solutions to clients.Meet sales targets for Home Loan and LAP offerings.Maintain relationships with existing and potential customers.

Job Title: Branch Sales ManagerReports To: Regional Sales Head / Area Sales ManagerJob Type: Full-timeJob Purpose:The Branch Sales Manager is responsible for managing the sales and operations of the branch, overseeing the sales team, and ensuring that affordable housing finance products are promoted and sold effectively. This role focuses on achieving sales targets, maintaining customer relationships, and ensuring compliance with company policies and regulatory requirements.Sales Strategy and Target Achievement:Formulate and execute sales strategies to achieve branch sales targets for affordable housing finance products.Drive sales of home loan products, including but not limited to home loans, loan against property, and other related financial products.Monitor sales performance and set sales goals for the team.Regularly assess the local market and competition to identify opportunities for growthTeam Management:Recruit, train, and develop a high-performing sales team.Provide ongoing coaching and support to the sales team to improve their sales skills and product knowledge.Conduct performance reviews and provide feedback to team members to enhance individual and team productivity.Motivate the team to achieve individual and collective targets.Customer Relationship Management:Build and maintain strong relationships with customers, ensuring high levels of satisfaction and retentionAddress customer concerns and issues promptly to ensure smooth processing of loan applications.Identify and nurture potential customers through networking and referrals.Qualifications:Any Graduate or Post GraduateExperience:Minimum 3-5 years of experience in sales, with at least 2 years in a leadership role within housing finance, banking, or financial services.Skills:Strong leadership, team management, and motivational skills.In-depth knowledge of affordable housing finance products and market trends.Excellent communication, negotiation, and interpersonal skills.Ability to manage multiple tasks and priorities in a fast-paced environment.Analytical mindset with the ability to work with data and performance metrics.Strong customer focus and problem-solving abilities.

Job descriptionRole & responsibilitiesIdentify potential clients and generate leads for Home Loan and Loan Against Property (LAP) products.Present and promote Home Loan and LAP financial solutions to clients.Meet sales targets for Home Loan and LAP offerings.Maintain relationships with existing and potential customers.

Job descriptionRole & responsibilitiesIdentify potential clients and generate leads for Home Loan and Loan Against Property (LAP) products.Present and promote Home Loan and LAP financial solutions to clients.Meet sales targets for Home Loan and LAP offerings.Maintain relationships with existing and potential customers.

Job descriptionRole & responsibilitiesIdentify potential clients and generate leads for Home Loan and Loan Against Property (LAP) products.Present and promote Home Loan and LAP financial solutions to clients.Meet sales targets for Home Loan and LAP offerings.Maintain relationships with existing and potential customers.

Job descriptionRole & responsibilitiesIdentify potential clients and generate leads for Home Loan and Loan Against Property (LAP) products.Present and promote Home Loan and LAP financial solutions to clients.Meet sales targets for Home Loan and LAP offerings.Maintain relationships with existing and potential customers.

Job descriptionRole & responsibilitiesIdentify potential clients and generate leads for Home Loan and Loan Against Property (LAP) products.Present and promote Home Loan and LAP financial solutions to clients.Meet sales targets for Home Loan and LAP offerings.Maintain relationships with existing and potential customers.

Job descriptionRole & responsibilitiesIdentify potential clients and generate leads for Home Loan and Loan Against Property (LAP) products.Present and promote Home Loan and LAP financial solutions to clients.Meet sales targets for Home Loan and LAP offerings.Maintain relationships with existing and potential customers.

Job descriptionRole & responsibilitiesIdentify potential clients and generate leads for Home Loan and Loan Against Property (LAP) products.Present and promote Home Loan and LAP financial solutions to clients.Meet sales targets for Home Loan and LAP offerings.Maintain relationships with existing and potential customers.

Job descriptionRole & responsibilitiesIdentify potential clients and generate leads for Home Loan and Loan Against Property (LAP) products.Present and promote Home Loan and LAP financial solutions to clients.Meet sales targets for Home Loan and LAP offerings.Maintain relationships with existing and potential customers.