Head - Credit-Vehicle loans (CV, Car, Farm equipment and TW) , Exp of 15Years+

Job Description

Credit Strategy: Develop and maintain credit risk strategy and policy by continuous analysis of business expansion and collection trends, risk assessment & mitigation thereof. ∙Credit Underwriting : Plan Credit Underwriting vision & outlook. Create credit and underwriting policies & processes, infrastructure, development and deployment of underwriting models. ∙Delinquency Management: Conduct portfolio study of the outstanding advances portfolio, Lead credit tightening initiatives to keep delinquencies under control while maintaining a balanced view of business profitability across various products and geographies. ∙Product management : Managing the product function, product design, portfolios & performance management. ∙Compliances : Ensure timely regulatory & other compliances ∙TAT Management: Credit TAT Management as per defined guidelines. ∙Stakeholder Management: Develop strong internal and external relationships. ∙Monthly Reports: Prepare Risk & Credit Decks on monthly basis. ∙Representation: Represent the company to the outside world, including lending partners, board of directors & other strategic alliances. Specification & Key Requirements Includes: Education CA/MBA in finance Specialized Knowledge Credit exposure of Wheels exposure of at least journey 10000-12000 Cr. in Vehicle loans (CV, Car, Farm equipment and TW) wheels portfolio management. Skill Set (Must) ∙Excellent Communication Skills ∙Formulation of new policies/products, processes, scorecards and monitoring mechanisms ∙Leadership Skills ∙Team Management Skill Set (Desired) - Technical Skill Credit Scoring Models , Tools & Automation Professional Certificate ( If Any) Certified Credit Executive ( CCE ) , Certified Credit Professional ( CCP ) Experience Range 15+ Years Preferred Industry NBFC / Banking Language proficiency HINDI & ENGLISH Keywords for Search Credit Risk , Credit Underwriting , Credit Analysis Show more Show less