Job Description

Oversee underwriting processes to ensure alignment with technical standards and guidelines for risk assessment and pricing. Lead actuarial and analytical teams in product pricing, portfolio analysis, and risk mitigation strategies. Manage underwriting and portfolio development for PMFBY, Parametric and other agribusiness lines, driving compliance with underwriting and reinsurance guidelines. Ensure the achievement of business targets through the creation of a sustainable and profitable agribusiness portfolio. Collaborate with the Reinsurance (RI) team to ensure compliance with RI arrangements, support technical presentations to reinsurers, and help secure optimal terms. Develop monitoring frameworks and dashboards for ongoing portfolio performance tracking and reporting to Head of Agriculture and other key stakeholders. Innovation and Technology Leverage advanced technologies for crop monitoring, loss assessment, and pricing optimization. Drive the adoption of digital tools and analytics to improve operational efficiency and customer insights. Lead the Govt initiatives and projects related to underwriting and portfolio monitoring Compliance and Governance Ensure strict adherence to regulatory requirements and industry standards. Maintain strong relationships with regulatory authorities to facilitate compliance and reporting. Implement robust risk management frameworks to support portfolio sustainability and growth. Other Responsibilities Contribute to cross-functional organizational projects and initiatives as assigned. Team Management and Coaching Participate in selection process to identify the right talent for positions within the team Determine individual training needs and development plans to build expertise and enhance skills in the team Set objectives, conduct reviews and close appraisal processes for the team as per timelines