About IREP Credit Capital:IREP Credit Capital (IREP) is a retail lending NBFC offering secured business loans to MSMEs in tier 3 & 4 towns in South India. IREPs business model comprises of a mix of retail loan products sourced through proprietary means along with strategic partnerships with marquee Banks and NBFCs. The company is focused on achieving Financial Inclusion through its 70 branches catering to over 7,000+ borrowers, with a mission to propel the economic wellbeing of small business entrepreneurs. IREPs vision is to empower these MSMEs and help them achieve their lifelong dreams through sustainable credit solutions thereby making them Atmanirbhar. IREP was founded by Naresh Naik in 2012, who is a seasoned professional in the financial services and real estate private equity space having led the asset management funds at Morgan Stanley and Lehman Brothers Roles and Responsibilities:Manage all matters relating to finance, accounts, taxation & statutory compliances. Manage financial statements / reporting and periodic closings and ensure accurate and timely closure of accounting activitiesResponsible for year-end financial statements and statutory audit completion within timelines. Ensure robust accounting procedures to ensure IGAAP / Ind-AS compliance, accurate and timely financial reporting. Monitor revenue (interest, fees, NPAs etc.) accounting and ensure correct reporting Responsible for independently managing internal and external audits and ensuring compliance with operational and financial policies Manage regulatory reporting and compliances Manage taxation (direct and indirect) timely payments and filing of periodic returns and ensure proper tax compliances and reporting Supervise the accounts payable process Ensure timely reconciliations (bank, key balance sheet accounts etc.) Develop MIS for key business lines for senior management and Board Interact with business / treasury teams and respond to their requirement as per timelines Assist in preparation of budgets and relevant tracking Candidate Profile:Should have experience in IND-AS implementation and RBI reporting Should have exposure to retail banking products Well versed with accounting principles, taxation and statutory compliances Ability to work independently with minimum support Good verbal and written communication Good knowledge of key legislations like Companies Act, RBI, Income Tax and GST regulationsPosition Reporting: Chief Financial Officer. Educational Qualification: Chartered Accountant. Work Experience: 4-5 years relevant experience in a similar capacity in financial services background (NBFCs or Banks) Position Type: Full time Employment Work Location: Mumbai Kindly Note: Interviews will be in person This position requires the incumbent to report 5 days a week physically at the work place Office Reporting Timing- 9:00 am

Job Description for Area Operations ManagerOverseeing the Monetary transaction procedures and relate it to the loan products including ACH /check processing.Manage, co-ordinate and direct the daily operations of non-exempt staff members, assigning them work and setting workflow priorities, introducing them to new procedures and tracking their performance.Ensuring procedures are strictly adhered without deviation.Create an inclusive working environment that engages employees while managing day-to-day performance functions.Ensure employees are adequately trained to perform their job duties and provide cross-function support of their colleagues/peers.Provide leadership and coordinate the 3rd party oversight processes to ensure vendors performance meets expectations.Manage the Operational Risk Management functions for loans.Mandatory branch visit of 30% every month and undertaking sample audit and giving training /handholding to the staff.Desired Candidate Profile:Team handling experience is a must.Good interpersonal and communications skills in English, Hindi and native regional language.Should be open to Branch visits Needs to have own vehicle and driving license Candidate Age should be 25 to 35 YearsPosition Reporting: This position reports to Head of Operations.Educational Qualification: Any Graduate or Postgraduate.Work Experience: Minimum experience of 4-6 years’ of experiencePosition Type: Full time on rolls opportunity.

Job Description for Branch Sales Manager Own all branch-lending objectives and overall branch supervision, ensure achievement of overall branch targets by generating business along with cross-selling and up-selling.Sales Responsible for managing branch profitability, ensuring high quality service and customer relationship management, operation and riskOverall portfolio for branches should increase by 10% to 15% Quarter on Quarter Cross Sell Fee Income : 100% branches with 90%+ incentive penetrationTeam Management & Productivity 90% of applicable team members to earn incentives Manpower: 100% head count. Responsible for Team Hiring Less than 10% team attritionEmployee retention and grievance handlingKey customer relationship management and monitoring of all customer programsEnsuring all components of the branch sales model function as per design.Maintain good professional relationships with new and existing customers by frequent visits and calls along with grievance/complaints handling professionally to maintain a positive reputation for the business.Ensure compliance with banking and NBFC rules, regulations and procedures.Adherence of sales process and operational checklists on a daily basis. Manage the branch business by identifying pipeline through quality sourcing.Ensure optimum collection levels of the branch and relevant follow-up for bounces.Responsible for maintaining required records (in soft / hard copy) as per requirements (E.g: Cash Collection Register, Document movement register etc.)Other Admin ResponsibilitiesBranch upkeep, maintenance, hygiene and security Office utility bills due clearance and maintain the petty cash management.Renewal of vendor bills and rental agreements etc...Desired Candidate Profile:Good interpersonal and communications skills in Local / Native language + Hindi/ English.Open to extensive travelling (must have own vehicle and valid driving licence)Responsible for overall business development and branch operations and managementTarget achievement, team activation, audit and compliance of the branchRegular interactions with Area Sales Managers / Regional Managers and other stakeholders (internal as well as external) in order to service the clients, broaden the business base and retention of existing business.Branch and Team Handling experience will be an advantage.Candidate Age upto 35 Years.Position Reporting: This position reports to Area Sales Manager.Educational Qualification: Any Graduate (10+2+3) & or Postgraduate.Work Experience: Minimum experience of 3 to 4 years experience in MSE, MSME and NBFC will be an added advantage.Having Team handling experience will be an added advantage Position Type: Full time on rolls opportunity Additional Benefits: Attractive Performance IncentiveTravel AllowanceInsurance Coverage

Job Description for Area Operations ManagerOverseeing the Monetary transaction procedures and relate it to the loan products including ACH /check processing.Manage, co-ordinate and direct the daily operations of non-exempt staff members, assigning them work and setting workflow priorities, introducing them to new procedures and tracking their performance.Ensuring procedures are strictly adhered without deviation.Create an inclusive working environment that engages employees while managing day-to-day performance functions.Ensure employees are adequately trained to perform their job duties and provide cross-function support of their colleagues/peers.Provide leadership and coordinate the 3rd party oversight processes to ensure vendors performance meets expectations.Manage the Operational Risk Management functions for loans.Mandatory branch visit of 30% every month and undertaking sample audit and giving training /handholding to the staff.Desired Candidate Profile:Team handling experience is a must.Good interpersonal and communications skills in English, Hindi and native regional language.Visiting other branches mapped in the region.Needs to have a Two-wheeler with a Driving license and helmet.Branch and Team Handling experience will be an advantage.Candidate Age should be 25 to 35 Years.