Kinara Financial Private Limited is looking for Branch Credit Analyst to join our dynamic team and embark on a rewarding career journey. Review credit applications and perform credit checks. Structure deals and perform risk assessments. Draft models of credit information that predict trends and patternsAssessing, analysing and interpreting complicated financial informationUndertaking risk analysis by developing statistical modelsProficient in Microsoft Office. Advanced Excel skills.

Role & responsibilities :Lead and mentor a team of software engineers, architects, and dataengineers. Ensure predictable software delivery by implementing agile methodologies,sprint planning, and release management processes. Develop and maintain a structured delivery roadmap with clear milestones,dependencies, and risk mitigation plans. Lead cross-functional collaboration with Product, Business, Risk, andCompliance, and other teams to ensure seamless execution and alignmentwith business goals. Optimize DevOps, CI/CD pipelines, and automation to improve deploymentspeed, reduce cycle times, and enhance system stability. Monitor and improve engineering KPIs, including delivery predictability,sprint velocity, incident resolution time, and defect rates. Proactively identify bottlenecks and technical debt to enhance scalability,performance, and compliance adherence. Foster a culture of ownership, accountability, and continuous improvementwithin the engineering team to enhance agility and efficiency. Drive operational excellence by ensuring 99.99% uptime, system reliability,and high-performance architecture for core fintech platforms. Experience with financial and transactional systems Experience engineering for large volumes of data at scale Experience with financial audit and compliance is a plus Experience building a successful consumer facing web and mobile apps atscalePreferred candidate profile : Managed software developers

PromotionsImplement and monitor marketing and promotionalprograms;Take steps to acquire new clients and minimize drop-outs; Client acquisitionScreening and orientation etc.To collect all the loan documentations to satisfy the KYC norms and also legal compliance Individual client identification,To ensure the business credibility of the loan applicant through discussions with buyer, customers and vendors Loan disbursement:Ensure timely disbursement of loans to clients;Deliver quality customer service and take corrective measures if necessary. Repayments and monitoring:Ensure all repayments are made on-time as per the policy.Ensure that all monitoring formalities are maintained;Visit current and potential clients to check on the quality of serviceManage over-dues/default and maintain good portfolio quality;Locations : Bellary, Bidar,Shimoga,Tumkur,Vijayapura,Hospet,Contact HR : Gagana - 9606212227

Promotions Implement and monitor marketing and promotionalprograms; Take steps to acquire new clients and minimize drop-outs; Client acquisitionScreening and orientation etc. To collect all the loan documentations to satisfy theKYC norms and also legal compliance Individual clientidentification, To ensure the business credibility of the loanapplicant through discussions with buyer, customers and vendors Loan disbursement: Ensure timely disbursement of loans to clients; Deliver quality customer service and takecorrective measures if necessary. Repayments and monitoring: Ensure all repayments are made on-time as per the policy. Ensure that all monitoring formalities are maintained; Visit current and potential clients to check on the qualityof serviceManage over-dues/default and maintain good portfolioquality; Maintain simple transaction records Assist with accounts, office upkeepRole & responsibilities

Kinara Financial Private Limited is looking for Central Audit Analyst to join our dynamic team and embark on a rewarding career journey. Central Audit Analyst is responsible for overseeing and optimizing central audit analyst operations. This role involves strategic planning, team coordination, and execution of tasks to ensure efficiency and productivity. The incumbent will collaborate with stakeholders to align operations with business goals. Duties include monitoring performance, ensuring compliance with policies, and implementing best practices. Additionally, they will manage resources, resolve operational challenges, and contribute to continuous improvement initiatives. Strong analytical skills, leadership abilities, and industry knowledge are essential for success in this role.

PromotionsImplement and monitor marketing and promotionalprograms;Take steps to acquire new clients and minimize drop-outs; Client acquisitionScreening and orientation etc.To collect all the loan documentations to satisfy the KYC norms and also legal compliance Individual client identification,To ensure the business credibility of the loan applicant through discussions with buyer, customers and vendors Loan disbursement:Ensure timely disbursement of loans to clients;Deliver quality customer service and take corrective measures if necessary. Repayments and monitoring:Ensure all repayments are made on-time as per the policy.Ensure that all monitoring formalities are maintained;Visit current and potential clients to check on the quality of serviceManage over-dues/default and maintain good portfolio quality;Locations : Bellary, Bidar,Shimoga,Tumkur,Vijayapura,Hospet,Contact HR : Gagana - 9606212227

PromotionsImplement and monitor marketing and promotionalprograms;Take steps to acquire new clients and minimize drop-outs; Client acquisitionScreening and orientation etc.To collect all the loan documentations to satisfy the KYC norms and also legal compliance Individual client identification,To ensure the business credibility of the loan applicant through discussions with buyer, customers and vendors Loan disbursement:Ensure timely disbursement of loans to clients;Deliver quality customer service and take corrective measures if necessary. Repayments and monitoring:Ensure all repayments are made on-time as per the policy.Ensure that all monitoring formalities are maintained;Visit current and potential clients to check on the quality of serviceManage over-dues/default and maintain good portfolio quality;Locations : Bellary, Bidar,Shimoga,Tumkur,Vijayapura,Hospet,Contact HR : Gagana - 9606212227

Kinara Capital is hiring for Sales Officer for Business loan product,Immediate joiners and loan sales experience is an added advantageSalary - Upto 20k + IncentivesJob Description: Promotions Client acquisition Loan disbursement: Repayments and monitoring: Maintain simple transaction records Assist with accounts, office upkeep

Kinara Financial Private Limited is looking for Central Credit Analyst to join our dynamic team and embark on a rewarding career journey. Central Credit Analyst is responsible for overseeing and optimizing central credit analyst operations. This role involves strategic planning, team coordination, and execution of tasks to ensure efficiency and productivity. The incumbent will collaborate with stakeholders to align operations with business goals. Duties include monitoring performance, ensuring compliance with policies, and implementing best practices. Additionally, they will manage resources, resolve operational challenges, and contribute to continuous improvement initiatives. Strong analytical skills, leadership abilities, and industry knowledge are essential for success in this role.

Kinara Financial Private Limited is looking for Department Head - Audit & Compliance to join our dynamic team and embark on a rewarding career journey. Department Head - Audit & Compliance is responsible for overseeing and optimizing department head - audit & compliance operations. This role involves strategic planning, team coordination, and execution of tasks to ensure efficiency and productivity. The incumbent will collaborate with stakeholders to align operations with business goals. Duties include monitoring performance, ensuring compliance with policies, and implementing best practices. Additionally, they will manage resources, resolve operational challenges, and contribute to continuous improvement initiatives. Strong analytical skills, leadership abilities, and industry knowledge are essential for success in this role.

Kinara Financial Private Limited is looking for Central Credit Data Lead to join our dynamic team and embark on a rewarding career journey. Central Credit Data Lead is responsible for overseeing and optimizing central credit data lead operations. This role involves strategic planning, team coordination, and execution of tasks to ensure efficiency and productivity. The incumbent will collaborate with stakeholders to align operations with business goals. Duties include monitoring performance, ensuring compliance with policies, and implementing best practices. Additionally, they will manage resources, resolve operational challenges, and contribute to continuous improvement initiatives. Strong analytical skills, leadership abilities, and industry knowledge are essential for success in this role.

Job descriptionImplement and monitor marketing and promotional programsTake steps to acquire new clients and minimize drop-outs Client acquisitiono Screening and orientation etc.To collect all the loan documentations to satisfy the KYC norms and also legal compliance Individual client identificationTo ensure the business credibility of the loan applicant through discussions with buyer, customers and vendors Loan disbursementEnsure timely disbursement of loans to clientsDeliver quality customer service and take corrective measures if necessary.Repayments and monitoring:Ensure all repayments are made on-time as per the policy.Ensure that all monitoring formalities are maintainedVisit current and potential clients to check on the quality of service

Implement and monitor marketing and promotional programso Take steps to acquire new clients and minimize drop-outs Client acquisitiono Screening and orientation etc.o To collect all the loan documentations to satisfy the KYC norms and also legal compliance Individual client identificationo To ensure the business credibility of the loan applicant through discussions with buyer, customers and vendors Loan disbursemento Ensure timely disbursement of loans to clientso Deliver quality customer service and take corrective measures if necessary.Repayments and monitoring:o Ensure all repayments are made on-time as per the policy.o Ensure that all monitoring formalities are maintainedo Visit current and potential clients to check on the quality of service

Kinara Financial Private Limited is looking for Central Audit Lead to join our dynamic team and embark on a rewarding career journey Conduct internal audits Ensure policy compliance Analyze financial data Prepare audit reports

About CompanyKinara Capital is a FinTech NBFC dedicated to driving Financial Inclusionin the MSME sector. Our mission is to transform lives, livelihoods, andlocal economies by providing fast and flexible loans without propertycollateral to small business entrepreneurs. Led by a women-majoritymanagement team, Kinara Capital values diversity and inclusion andfosters a collaborative working environment.Kinara Capital is the only company from India recognized globally by theWorld Bank/IFC with a gold award in 2019 as Bank of the Year-Asia forour innovative work in SME financing. Kinara Capital is an RBI-registeredSystemically Important NBFC.Headquartered in Bangalore, we have 89 branches across Karnataka,Gujarat, Maharashtra, Andhra Pradesh, Telangana, Tamil Nadu, and UTPuducherry with more than 1000 employees. https://kinaracapital.com/Job Title: Divisional Collections HeadDepartment : Legal & CollectionsReport To: Zonal Collection HeadPurpose of Job: To Manage back office operation activities for smooth Collection processJob Responsibilities: • Effective Team Management• Handling a team of 10~ 15 executives• Experience in handling Bank Reconciliation activities (BRS)• Knowledge in handling Banking Activities including ACH Registrations• Coordinate with external bankers• Collation of data on regular intervals and incorporated in the portfoliotracking software as required and report the same to the Concernedstaff.• Creating and maintain reports in excel that allows the company toget information on daily business activities.• Preparation of monthly performance status reports.• Collate, analyze and present company performance details quarterlyand half yearly.• Provide information to management to ensure consistency in dataand information across the company.• Creating MIS/ Dashboard reports and presenting to the seniorManagement.• Design reporting formats to provide accurate information in a clearand concise manner.• Monitor implementation of MIS processes and evaluate their2effectiveness.• Ad Hoc data collection, analysis and reporting as required.• Understand requirements, design and deploy formats• Solve the Ad Hoc requirement of management related toOrganizational information for critical decision making.Qualifications:Education: Any graduate, in the fields of accounting-auditing.Work Experience: Minimum 8 to 10years of experience in similar field atmanagerial level preferred.Other Requirements:• High level of self-motivation, determination and confidence in yourabilities.• Meticulous attention to detail.• Numeracy and a strong aptitude for mathematics.• Excellent problem-solving skills and clear logical thinking.• A keen interest in the financial system combined with excellentcommercial awareness.• Ability to work to deadlines, under pressure, and the willingness toput in the extra hours when needed.• Ability to work on your own initiative and as part of a team.• Excellent interpersonal and communication skills, including goodpresentation and report writing skills.• Computer Knowledge• Good moral character• Fluent in Kannada, Tamil and other south Indian languages ispreferred other than English.• Good in Excel.• Very Good Communication and negotiating skillsSkills & Competencies Skills• Analytical, Communication, Negotiation, Interpersonal & ConflictManagement skills - Proficient.• Compliance to policies, rules and regulations• Computer proficiency• Collection EfficiencyCompetencies• High social responsibility and Pro poor culture• Integrity and Building relationships• Belief in Teamwork• Driving Execution s• Passion for results• People oriented and Goal oriented3• Willingness to travel based on requirementsPlace of work: Head office, Bangalore.Job Type: Full TimeNo. of Posts: 1