Job Description: Manager / Senior Manager - Internal Audit Job role and responsibilities: The role will be responsible for:1. Implementing risk based internal audit framework, preparation, and execution of audit plan, covering defined scope across policies and procedures.2. Reviewing and feedback on Risk Control Matrix of different processes3. Auditing assigned areas across functions of lending business, like sales, credit, collections, operations, accounts, technology / systems, HR etc.4. Conduct thematic audits like regulatory compliance, Internal Financial Control aspects etc.5. Continuous Control Monitoring - identifying areas and testing/deployment.6. Work in collaboration with other internal stakeholders for facilitating open audit issue remediations and conduct periodic verifications on the same.7. Efficiently collaborate with Co-auditors and auditee to ensure seamless coordination and completion of assigned tasks.Job Location: BangaloreQualification Required: Chartered Accountant (preferred).Preferred candidate profile Experience- Post CA minimum 4 yrs of Exp.NBFC experience is must.Perks and benefits

1) Drafting and vetting of Service Agreements / Vendor Agreements, Non-DisclosureAgreements.2) Handling of litigations filed against the company in Courts by borrowers of thecompany.3) Replying to Legal Notices from defaulting borrowers, replying to BankingOmbudsman of RBI4) Assisting in opening of branch office of the company by vetting of Title SearchReports, Lease Deeds, Leave & License Agreements.5) Tendering legal advise/opinions to internal stakeholders on legal risks involved whiledisbursing loans to borrowers.6) Ensuring compliance with RBI Regulatory requirements such as RBI Guidelines onDigital Lending while drafting, vetting of Co-Lending Agreements and CustomerLoan Agreements.7) Managing litigations civil and criminal in Courts, providing assistance in filingpolice complaints / FIR.8) Drafting and vetting of Customer Loan Agreements, Co-Lending Agreements,Wholesale Corporate Lending Agreements.

Roles and Responsibilities:1. Performing assessment duties within the defined risk philosophy of the company2. Credit appraisal of loan applications within the defined policy guidelines and accordingly take decision or recommend for approval to higher authorities3. Ensuring due diligence in credit analysis, customer application screening, evaluation, underwriting and sanctioning of loans4. Interact with customers and co-lending partners to regularly monitor delinquencies and early warning triggers5. Work closely and collaborate with the teams of Business development, Tech, Product and Operations & support on offering innovative products6. Working in sync with the data analytics team to proactively contribute towards real time calibration of credit policies7. Delivering quality portfolio along within defined TAT and extending support for collection activities whenever required8. Promoting the culture of team work within the team9. Monitoring and ownership of a complete product portfolio amongst different products/partnerships we may work with. Monthly analysis of parameters like customer base, industry/ segment profile , loan average ticket size and tenure; if are within the decided norms10. Keep a close eye on market and economic developments relevant for our business and share the learnings within the team11. Active participation in special projects that may be assigned from time to time ensuring continuous improvement of the portfolio quality and underwriting process

- Responsible for Administration & infrastructure department of the organization.• Expertise in defining the functional objective, business requirements, forecasting projects/ infradevelopment plans, analysis of OPEX, spend analysis, cost management, etc. and budgeting forcoming year; identifying the opportunities for improvements of processes, etc.• Infrastructure Development including setting up of new establishment as well as improvinginfrastructure of the existing branches for achievement of goal set by the organization.• Provide and maintain healthy and hygienic working environment to the customers (InternalEmployees) to ensure their 100% deliverance.• Strategically identifying the need of the goods & services required to ensure day-to-dayoperations are 100% up & running.• Protecting companys physical assets and allied risks by ensuring Insurance covers, undertaking Annual Maintenance Contract with preventative and predicative maintenance services.• Ensuring Travel Portal system up & running 100% for all eligible employees• Planning & executing MICE (Meetings, Incentive tours, Conferences and Exhibitions) events.• Managing statutory compliances for all the premises• Managing employee benefits and services• Team development• Driving Sustainable Business Initiatives across the organization• Managing outsource manpower requirement across organization• Develop and implement environment management system within organization.• Managing employee group Mediclaim policy benefit across organization.Qualifications• Candidate should have soft skills, facility management & technical skills,forecasting & analytical skills, statutory & legal knowledge, project management, events management & issues.• The education and experience required to meet this profile is Graduate/Post Graduate with relevant years of experience with exposure to General Administration, Facility Management, Travel & logistics, Infrastructure Management & statutory compliance.