About Navi Navi is one of the fastest-growing financial services companies in India providing Personal Home Loans, UPI, Insurance, Mutual Funds, and Gold. Navis mission is to deliver digital-first financial products that are simple, accessible, and affordable. Drawing on our in-house AI/ML capabilities, technology, and product expertise, Navi is dedicated to building delightful customer experiences. Founders: Sachin Bansal Ankit Agarwal Know what makes you a Navi_ite : 1.Perseverance, Passion and Commitment Passionate about Navi s mission and vision Demonstrates dedication, perseverance and high ownership Goes above and beyond by taking on additional responsibilities 2.Obsession with high quality results Consistently creates value for the customers and stakeholders through high quality outcomes Ensuring excellence in all aspects of work Efficiently manages time, prioritizes tasks, and achieves higher standards 3.Resilience and Adaptability Adapts quickly to new roles, responsibilities, and changing circumstances, showing resilience and agility About the role: We are looking for an Associate Director, to be part of the Group Risk function, to lead the Fraud Risk Strategy (FRS) function across lending, insurance, asset management and payments businesses. This role will work closely with the Group Risk Head to drive the FRS charter related initiatives and projects across the Group entities. This position is based out of Bangalore, India Key responsibilities: The role is expected to lead the fraud charter for the Group, covering businesses - lending, investments, insurance and payments. The responsibilities identified below are to be read in conjunction with this understanding: Understanding and driving prevention of loss from various fraud modes (Transaction Fraud, Application, Account Takeover, Transaction Fraud, 1st and 3rd Party Fraud, Bust Out Fraud). Liaise with Analytics teams to help build out data models needed for fraud analytics. Conducting independent analytics of portfolio behavior to identify fraud trends / patterns Building appropriate alerting / reporting for emerging fraud attacks. Design and maintain fraud risk dashboards, identify high-risk areas parameters, and resolve the same with relevant teams. Monitoring: Work towards automation of fraud identification and closure processes. Obtaining and monitoring reports from Audit, Collections, Customer Service, Finance, Credit, Risk, and Customer Complaints to identify red flags/ early warning signals of fraud Conduct periodic reviews of key processes and systems to identify gaps in terms of fraud and operational risk, and suggest controls to address the same Review of samples of cases to check for suspected frauds Conduct investigations of customer frauds, including Root Cause Analysis and suggest measures to strengthen existing processes and systems Work with Product Tech teams to build deploy fraud rules in production; and also to review adequacy of controls to mitigate frauds at the design stage Ensure closure of action points emanating from various Investigations and present the summary of new controls and process improvements to the management. Ensure fraud policies, processes and systems are aligned with changing regulatory requirements (from RBI, SEBI, IRDAI, NPCI). Reporting: Coordinating with various units such as Collections, Operations, Business, Legal, Finance, to collect information and prepare regulatory reports (FMR-1 FMR2 FMR-3 quarterly and annual review, etc) Coordination with Compliance / Regulators (as applicable) for all regulatory/statutory reports/data submission in a timely manner with accuracy Providing required MIS and management reports to the Senior Management, Board Committees and the Board of Directors. Share emerging trends on fraud, based on market intel Be responsible for the strategic build-out of the fraud charter for the Group, including: Identifying and setting roadmaps for fraud focus areas Capacity planning and team build to help achieve the stated objectives of the charter Required Skills: Sound understanding of retail loans, health insurance, payments (at least strong in either lending or payments) and the fraud trends and controls to prevent such frauds in these products. 8-10 years of experience working in roles with responsibilities as identified above. Ability to communicate effectively with stakeholders and senior management, including Board Committee members, both verbally and in written presentations. Ability to balance risk, potential impact, resourcing, business drivers, and timelines Strong understanding of / ability to interpret regulatory requirements for financial services

About Navi Navi is one of the fastest-growing financial services companies in India providing Personal Home Loans, UPI, Insurance, Mutual Funds, and Gold. Navis mission is to deliver digital-first financial products that are simple, accessible, and affordable. Drawing on our in-house AI/ML capabilities, technology, and product expertise, Navi is dedicated to building delightful customer experiences. Founders: Sachin Bansal Ankit Agarwal Know what makes you a Navi_ite : 1. Perseverance, Passion and Commitment Passionate about Navi s mission and vision Demonstrates dedication, perseverance and high ownership Goes above and beyond by taking on additional responsibilities 2. Obsession with high-quality results Consistently creates value for the customers and stakeholders through high-quality outcomes Ensuring excellence in all aspects of work Efficiently manages time, prioritizes tasks, and achieves higher standards 3. Resilience and Adaptability Adapts quickly to new roles, responsibilities, and changing circumstances, showing resilience and agility Responsibilities : Own the Collections PL of the Lending vertical of Navi in his/her region Responsible for hitting the topline and bottomline targets Build team, processes and metrics which are consistent and scalable Come up with insights which can improve the baseline of collections in Navi Conduct experiments in the region to validate insights and roll out successful experiments Coming up with Operations design strategies for step jump improvements Working closely with central teams like finance, HR, vigilance, audit, etc. Key Skills Required : Consistent high achievement in academics and work (top 0.1%) with experience of up to 3 Years. Growth Path: City CEO is a general management role with ownership of PL and owning business targets and hence we see the person being fungible and able to move easily into most of the roles in central office inside and outside Strategy, Business Operations, and also across other businesses of Navi. Hence, people doing well in the role will have the option to move to a central role operating out of Navi Headquarters in Bangalore post 2 years.

1.Perseverance, Passion and Commitment Passionate about Navi s mission and vision Demonstrates dedication, perseverance and high ownership Goes above and beyond by taking on additional responsibilities 2.Obsession with high quality results Consistently creates value for the customers and stakeholders through high quality outcomes Ensuring excellence in all aspects of work Efficiently manages time, prioritizes tasks, and achieves higher standards 3.Resilience and Adaptability Adapts quickly to new roles, responsibilities, and changing circumstances, showing resilience and agility Location Bangalore, India Key Responsibilities -Create and implement a digital marketing strategy to drive acquisition, awareness, traffic, leads and conversions. -Experience in Performance Marketing. Handle Acquisition remarketing via Google(App Marketing Search), Facebook, Affiliates, Partnerships, Programmatic etc. -Customer Relationship Management across all the channels(PNs, Email, SMS, RCS, WhatsApp, In-app widgets) touch points in the users lifecycle to increase engagement, cross sell new products generate incremental revenue. -First principle framework for LTV maximization while maintaining user engagement control fatigue. Back all recommendations with data. -Identify key Content/propositions to reduce churn for various cohorts and minimize it by setting up churn prevention lifecycles as well as win-back campaigns. -Work with data science, product, engineering business teams to drive new features framework implementation. -Monitor and report campaign performance and key success metrics. -Maintain and publish dashboards/reports at a channel, cohort, or campaign level. -Coordinate with internal stakeholders for templates, creatives, and business approvals. -Run various A/B experiments to identify the best strategy recommend overall portfolio optimisation. Qualifications - 4+ years experience across Performance Marketing, Google Facebook Ad platform, CRM, Mo-engage/Clevertap platforms, MMP, category management or marketing roles with a very good grasp on analytics, customer understanding content. - Proven experience in marketing, with a track record of driving growth at scale; - Strong analytical skills and the ability to make data-driven decisions and measure impact / ROI; critical thinker with problem solving skills. - Ability to work collaboratively with multiple stakeholders Marketing, Business, Analytics, Product, Tech etc. - Adaptability to navigate the evolving marketing landscape and explore new trends and technologies. - Proven experience in managing and coordinating multi-channel marketing campaigns (Setting up multi-channel user journeys/ drip campaigns, etc.) is preferred.

1. Perseverance, Passion and Commitment Passionate about Navi s mission and vision Demonstrates dedication, perseverance and high ownership Goes above and beyond by taking on additional responsibilities 2. Obsession with high quality results Consistently creates value for the customers and stakeholders through high quality outcomes Ensuring excellence in all aspects of work Efficiently manages time, prioritizes tasks, and achieves higher standards 3. Resilience and Adaptability Adapts quickly to new roles, responsibilities, and changing circumstances, showing resilience and agility Responsibilities Management of valuations and collateral risk (legal and technical) for mortgage business, Collateral audits, Collateral evaluation process and validation of valuation and legal reports Scrutinize and initiate project approvals (APF) for the organization, timely monitoring and ensuring compliance on Collateral aspects within prescribed TAT Develop and manage business relationship with valuation Legal agencies to get reports and other deliverables with prescribed TAT and cost Provide inputs in developing Collateral Policy" and monitor the portfolio/ delinquencies related to Collateral aspects. Implement checks and process to control Fraud, build database and deduce for multiple funding or excess funding on properties and use market intelligence to identity any EWS Keep track of the development in real estate market and its impact upon lending parameters, property valuations and other financial implications Understand and analyze risks associated with property / project / market / developer and analyze exposure that can be taken. Coordinate with product team for digitizing and automating collateral sanctions Requirements The candidate should have experience in valuation background Preferably completed B.E. Civil / B. Tech Civil / Civil Engineering. Should Have knowledge about different geographies such as Bangalore, Hyderabad, Chennai and MMR Knowledge on Legal scrutiny related to property along with knowledge on compliance matters with respect to collateral in mortgage business would be an added advantage.

Know what makes you a Navi_ite : A. Perseverance, Passion, and Commitment B. Passionate about Navi s mission and vision C. Demonstrates dedication, perseverance, and high ownership D. Goes above and beyond by taking on additional responsibilities E. Obsession with high-quality results F. Consistently creates value for the customers and stakeholders through high-quality outcomes G. Ensuring excellence in all aspects of work H. Efficiently manages time, prioritizes tasks, and achieves higher standards i. Resilience and Adaptability j. Adapts quickly to new roles, responsibilities, and changing circumstances, showing resilience and agility Job Description Develop a strong understanding of business, systems and processes across Navi group entities. Analyse data and identify early warning signals which indicate possible losses and potential frauds. Participate in fraud investigations and compile the necessary evidence through substantive testing to help conclude the investigations. Timely execution of internal audits each quarter in line with the annual audit plan. Conduct audit procedures in strict adherence to the Navi Internal Audit Manual. Deep dive into the audit areas and identify high impact observations. Collaborate with business teams to understand the root cause for process lapses and highlight areas for process enhancements. Conduct the necessary follow-ups with relevant stakeholders to ensure corrective and preventive actions are taken by the business teams within the target date. Help in preparation of key MIS and internal audit presentation to the Audit Committee. Maintain proper workpaper documentation in the audit management tool. Coordinate with external audit firms for outsourced / co-sourced audits to ensure work delivered by them is of high quality and in line with the company s RBIA. Keep abreast with latest developments, techniques, methods, tools, and procedures that affect audit. Key Requirements Any accounting or auditing related qualification or degree. Others may also apply if you have a keen interest in finance, auditing, risk, fraud management and compliance. Applicant should have strong analytical skills and have good attention to detail skills. Should be a logical thinker and love numbers and statistics. Applicant should have strong communication skills (oral and written). This is a highly collaborative role involving interaction with multiple stakeholders from diverse backgrounds. Applicant should have a flair for travelling. The role may require 20% to 40% travelling within and outside Bangalore. Multilinguistic abilities will be a plus but not mandatory (North and South Indian languages). Some prior experience in accounting and auditing assignments will be a plus, but not mandatory.

About Navi Navi is one of the fastest-growing financial services companies in India, providing Personal Home Loans, UPI, Insurance, Mutual Funds, and Digital Gold. Navis mission is to deliver digital-first financial products that are simple, accessible, and affordable. Drawing on our in-house AI/ML capabilities, technology, and product expertise, Navi is dedicated to building delightful customer experiences. Know what makes you a Navi_ite 1. Perseverance, Passion, and Commitment Passionate about Navi s mission and vision Demonstrates dedication, perseverance, and high ownership Goes above and beyond by taking on additional responsibilities 2. Obsession with High-Quality Results Consistently creates value for customers through high-quality outcomes Ensures excellence in all aspects of work Efficiently manages time, prioritizes tasks, and achieves higher standards 3. Resilience and Adaptability Adapts quickly to new roles, responsibilities, and changing circumstances Responsibilities Develop and execute sales strategies for the Group Health Insurance (employee benefits, institutional partnerships) business to meet Navi s growth objectives. Achieve annual revenue, profitability, and market share targets. Build and lead a high-performing sales team with a culture of collaboration and accountability. Cultivate relationships with key decision-makers in target industries and corporate accounts. Collaborate with internal teams to create customer-centric solutions. Monitor market trends, regulatory updates, and competitors to refine strategies. Provide sales forecasts, pipeline updates, and performance insights to leadership. Strengthen partnerships with brokers, channels, and intermediaries to enhance distribution. Understand customer needs to drive continuous improvement in products and services. Key Skills Required Strong communication, negotiation, and relationship-building skills. Analytical and strategic thinking with a customer-first mindset. Proven leadership abilities to inspire teams toward common goals. Resilience, adaptability, and agility in a fast-paced environment. Demonstrated success in exceeding revenue targets. Strong industry connections in the insurance space, including corporates and brokers. Minimum 5 years of experience in Group Health Insurance or a related domain.

Group Manager - Finance Controllership (NFS) About Navi : Navi is one of the fastest-growing financial services companies in India providing Personal Home Loans, UPI, Insurance, Mutual Funds, and Gold. Navis mission is to deliver digital-first financial products that are simple, accessible, and affordable. Drawing on our in-house AI/ML capabilities, technology, and product expertise, Navi is dedicated to building delightful customer experiences. Founders: Sachin Bansal Ankit Agarwal Know what makes you a Navi_ite : 1.Perseverance, Passion and Commitment Passionate about Navi s mission and vision Demonstrates dedication, perseverance and high ownership Goes above and beyond by taking on additional responsibilities 2.Obsession with high quality results Consistently creates value for the customers and stakeholders through high quality outcomes Ensuring excellence in all aspects of work Efficiently manages time, prioritizes tasks, and achieves higher standards 3.Resilience and Adaptability Adapts quickly to new roles, responsibilities, and changing circumstances, showing resilience and agility Roles and Responsibilities : Financial Reporting and Analysis: Work on monthly, quarterly, and yearly closure of books of accounts, MIS and reporting to investors and other stakeholders as needed Conduct financial analysis and provide insights on financial performance, variances from Budgets Ensure compliance with Ind AS and other reporting requirements Internal Controls and System Developments: Develop and implement internal control policies and procedures to ensure the integrity of financial information Ensure compliance with Accounting and Auditing requirements of internal controls Strive for continuous improvement in systems and integrations, and work on automation to improve systems. Past ERP implementation experience is a great advantage. Accounting Operations: Oversee the accounting department and ensure the accurate and timely recording of all financial transactions Manage kay controlling areas like accounts payable, accounts receivable, payroll, taxation and general ledger activities Manage multi entities set up for accounting and reporting. Team Leadership and Development: Lead and mentor the large (10 member) qualified team of finance, accounting credit Foster a collaborative and high-performance work environment. Conduct performance evaluations and identify training and development needs. Partner with business leaders and peers to drive the organization goals. External Stakeholder Management: Work with the Statutory and Internal Auditors (Big4s) effectively and implement the changes, and communicate the outcomes to the business stakeholders Act as a primary point of contact analysts and other team members of investors for tactical data requirements and query resolutions Primary contact for all lenders and financing partners for data submissions and financing line renewals. Working with due diligence partners to ensure that diligence reports are free from any material negative remarks. Skills and Qualifications: Education: Qualified Chartered Accountant Experience: Minimum 8 - 10 years of experience with exposure to working in consulting (Big 4) and mid-size but fast-paced companies. Experience of working in startups is a plus but not the must! Should have at least 4 years of experience in managing and developing a team. Strong knowledge of financial reporting requirements including Ind AS Proficiency in accounting software and ERP systems (e.g., NAV/SAP, prior experience of NAV/BC is a great advantage) Excellent analytical, problem-solving, and decision-making skills. Strong leadership and team management abilities. Effective communication and interpersonal skills. High attention to detail and accuracy. Ability to deal with external and internal stakeholders Ability to work in fast fast-paced environment with tight deadlines and limited clarity Ability to multitask and reset priorities quickly!

About Navi Navi is one of the fastest-growing financial services companies in India providing Personal Home Loans, UPI, Insurance, Mutual Funds, and Gold. Navis mission is to deliver digital-first financial products that are simple, accessible, and affordable. Drawing on our in-house AI/ML capabilities, technology, and product expertise, Navi is dedicated to building delightful customer experiences. Founders: Sachin Bansal Ankit Agarwal. Know what makes you a Navi_ite : 1. Perseverance, Passion and Commitment Passionate about Navis mission and vision Demonstrates dedication, perseverance and high ownership Goes above beyond by taking on additional responsibilities 2. Obsession with high quality results Consistently creates value for the customers and stakeholders through high-quality outcomes Ensuring excellence in all aspects of work Efficiently manages time, prioritises tasks and achieves higher standards 3. Resilience and Adaptability Adapts quickly to new roles, responsibilities and changing circumstances showing resilience and agility. Analytics @Navi : Navi Analytics is a central function working closely with product, business functions,and CEO office to create data processes as the key differentiator for the company. We believe in - Creating impact to the business Be the owner of data (quality, accessibility, usability) for the company Improve speed of decisions through data transformation and access Improve the quality of decisions with right visibility into business Solve complex problems using advanced analytics functions Create Drive culture of learning through experimentation Role : -Monitoring the delinquent account to ensure the achievement of Company standards -Evaluation of stability of underwriting models and identifying policy actions to be taken to either increase approval rates for business growth or reduce it for high risk segments -Develop and Maintain loss forecasting models and ECL provisioning required for accounting purpose -Set up right portfolio monitoring and early warning alerting system to keep a check on health of our loan book -Evaluate data required for decisions, identify sources of appropriate data, own up the sanity/accuracy of available data, ensure transformations for right decision making -Define metrics through the business processes for clear measurability and to deep-dive into processes to identify areas of improvements -Identify opportunities of improvement in product process flows through exploratory analysis and Driving customer segmentation to come up with insights on customization for various customer groups -Define analytical frameworks to gain insights on correlations/causality -Work with the engineering data platform team to drive data availability reliability. Desired Candidate Profile : -Experience in handling multiple stakeholders. -Startup mindset. -Team building skills -Experience on SQL, any BI platform (Tableau, PowerBI, Qlikview, Looker, Quicksight etc) -Understanding of basic statistical concepts (Sampling, Distributions, Central tendency, Hypothesis testing etc) -Basic understanding of data platforms and ETL processes -Ability to identify relevant data to solve business problems and (in)validate hypothesis -(Good to have) Prior data modeling experience in R/Python and some classification and/or regression techniques -(Good to have) Prior experience / understanding of lending/insurance/banking domain would be a plus

About Navi Navi is one of the fastest-growing financial services companies in India providing Personal Home Loans, UPI, Insurance, Mutual Funds, and Gold. Navis mission is to deliver digital-first financial products that are simple, accessible, and affordable. Drawing on our in-house AI/ML capabilities, technology, and product expertise, Navi is dedicated to building delightful customer experiences. Ignite the Spirit of a Navi_ite Imagine being at the heart of India s fastest-growing financial services company, where every day brings the opportunity to redefine how millions manage their money. Navi is transforming the landscape with Personal and Home Loans, UPI, Insurance, Mutual Funds, and Gold delivering innovation that makes financial products simpler, more accessible, and truly affordable. With our cutting-edge AI/ML technology and deep expertise, we re not just setting new standards; we re creating experiences that delight and inspire. This is your chance to be part of something extraordinary. At Navi, you won t just be advancing your career; you ll be leading a revolution in finance. Join us and discover how it feels to be at the forefront of this. Founders: Sachin Bansal Ankit Agarwal Responsibilities : Equity Research Strategy Development: Conduct in-depth equity market analysis to identify investment opportunities and risks. Develop quantitative strategies and predictive models to support investment decisions. Analyze financial and non-financial datasets to derive actionable insights for portfolio management. Data Modeling: Creating and updating quantitative models in collaboration with the data science and portfolio management teams. Evaluate factors impacting stock prices: Explore and evaluate various data sources, including financial news, economic indicators, and alternative data. Read through various research papers to identify opportunities to improve the quantitative model. Collaboration: Collaborate effectively with Fund managers, the Data Science team and other stakeholders to align initiatives with investment goals. Visualization Reporting: Create dashboards, reports, and visualizations to communicate findings effectively to investment teams and stakeholders. Market Research: Stay updated on market trends, emerging investment opportunities, and advancements in quantitative research methods and introduce new approaches to enhance the investment process. Key Skills Required : Sound understanding of capital markets particularly Equity markets Strong grasp on market mechanics and fundamentals Understanding of statistical modeling, machine learning, and quantitative analysis techniques (previous experience is highly desirable) Ability to work under tight deadlines in a competitive environment Strong analytical and problem-solving skills Excellent communication and presentation abilities What is awaiting you at Navi Unyielding Perseverance, Boundless Passion, Unwavering Commitment Are you ready to channel your relentless drive into something truly transformativeAs a Navi_ite, you will embody the essence of perseverance and passion, pushing boundaries and redefining what s possible. As a Navi_ite, you ll be at the forefront of our mission, taking on responsibilities that challenge you and push the limits of what you thought possible. Relentless Pursuit of Unmatched Excellence Imagine a place where your quest for excellence knows no bounds. At Navi, we don t just set high standards; we live them. At Navi, we believe in delivering exceptional results and creating real value. You will have the opportunity to tackle projects with precision and pride, setting standards and achieving outcomes that make a tangible difference. Your ability to manage tasks effectively and maintain high standards will be key to our shared success. Unbreakable Resilience and Agility Visualize yourself thriving in an environment where change is not a barrier but a catalyst for your growth. As a Navi_ite, you ll turn every challenge into an opportunity with your unparalleled resilience and adaptability. Your adaptability will be essential as you navigate evolving situations, contributing to both your personal development and the team s achievements. Joining Navi means stepping into a role where your perseverance, pursuit of excellence, and resilience are not just valued they are celebrated. If you re ready to leave a legacy of impact and innovation, your journey starts here. Embrace this chance to be a part of something extraordinary and let your potential shine. Your future as a Navi_ite awaits.

About NaviNavi is one of the fastest-growing financial services companies in India, providing Personal & Home Loans, UPI, Insurance, Mutual Funds, and Digital Gold. Navi's mission is to deliver digital-first financial products that are simple, accessible, and affordable. Drawing on our in-house AI/ML capabilities, technology, and product expertise, Navi is dedicated to building delightful customer experiences.Know what makes you a Navi_ite”:1.Perseverance, Passion, and Commitment Passionate about Navi’s mission and vision Demonstrates dedication, perseverance, and high ownership Goes above and beyond by taking on additional responsibilities2. Obsession with High-Quality Results Consistently creates value for customers through high-quality outcomes Ensures excellence in all aspects of work Efficiently manages time, prioritizes tasks, and achieves higher standards4. Resilience and Adaptability Adapts quickly to new roles, responsibilities, and changing circumstancesResponsibilities: Oversee the issuance of new group policies, including employee benefits and institutionalpartnerships, ensuring compliance with company standards and data accuracy. Manage member enrollments and handle policy changes to maintain seamless operationsand service delivery. Maintain accurate records for policy issuance and endorsements to ensure properdocumentation. Ensure SLA compliance for key processes, meeting deadlines and service commitmentsconsistently. Build relationships with cross-functional teams and stakeholders, while supporting sales byaddressing service requests for different accounts. Track and assess team performance, providing feedback and promoting continuousimprovement. Lead, mentor, and motivate the team through training to ensure high-quality service and aresults-driven culture. Enhance group health insurance offerings by understanding client needs, tracking markettrends, regulatory changes, and competitor strategies to optimize operational processes andrefine service delivery.Key Skills Required: Minimum 5 years of experience in Group Health Insurance or a similar field, with in-depthknowledge of policy issuance, member enrollment, and claims processing. Excellent skills in execution, communication, and collaboration to drive operational excellence. Strong analytical and strategic mindset to improve processes and optimize performance. Demonstrated leadership ability to guide and motivate teams toward achieving sharedobjectives. Ability to thrive in a fast-paced environment, with a proven track record of meeting deadlinesand adapting to changing demands.Why Join Us? At Navi, you will have the opportunity to work on cutting-edge financial products and be part of a company that values innovation, customer-centricity, and growth while working with a talented and passionate team.

About Navi Navi is one of the fastest growing financial services companies in India providing Personal Home Loans, Insurance and Mutual Funds with a digital first approach. At Navi, our mission is to build financial services that are simple, accessible and affordable. Founders: Sachin Bansal Ankit Agarwal Know what makes you a Navi_ite : 1.Perseverance, Passion and Commitment Passionate about Navi s mission and vision Demonstrates dedication, perseverance and high ownership Goes above and beyond by taking on additional responsibilities 2.Obsession with high quality results Consistently creates value for the customers and stakeholders through high quality outcomes Ensuring excellence in all aspects of work Efficiently manages time, prioritizes tasks, and achieves higher standards 3.Resilience and Adaptability Adapts quickly to new roles, responsibilities, and changing circumstances, showing resilience and agility General Responsibilities : Data Collection and Validation: Collaborate with stakeholders to understand their data requirements and gather relevant information from various sources. Validate the accuracy and completeness of the data collected Report Generation: Develop and maintain standardized and ad-hoc reports to assist stakeholders in understanding key findings, risks, and opportunities Data Analysis: Utilize data analysis techniques to uncover insights, identify anomalies, and recognize patterns within the data to identify fraud Process Improvement: Continuously identify opportunities to streamline data gathering processes and improve efficiency Cross-functional Collaboration: Work closely with teams, such as finance, compliance, and engineering, to access relevant data availability and ensure consistency in reporting Compliance and Governance: Ensure adherence to data privacy regulations and internal data governance policies when handling sensitive information and generating regular reports Training and Support: Provide training and support to non-technical stakeholders on data gathering techniques and data analysis tools(Tableau,Metabase etc.) Specific Responsibilities : Hands-on experience on SQL, any BI platform (Tableau, PowerBI, Qlikview, Looker, Quicksight etc) Conceptual understanding of basic statistical concepts (Sampling, Distributions, Central tendency, Hypothesis testing etc) Basic understanding of data platforms and ETL processes Ability to identify relevant data to solve business problems and (in)validate hypothesis (Good to have) Prior data modeling experience in R/Python and some classification and/or regression techniques (Good to have) Prior experience with marketing platform such as moengage, clevertap, appsflyer would be a plus (Good to have) Prior experience / understanding of lending/insurance/banking domain would be a plus

About Navi Navi is one of the fastest-growing financial services companies in India, providing Personal Home Loans, UPI, Insurance, Mutual Funds, and Digital Gold. Navis mission is to deliver digital-first financial products that are simple, accessible, and affordable. Drawing on our in-house AI/ML capabilities, technology, and product expertise, Navi is dedicated to building delightful customer experiences. Know what makes you a Navi_ite : 1. Perseverance, Passion, and Commitment Passionate about Navi s mission and vision Demonstrates dedication, perseverance, and high ownership Goes above and beyond by taking on additional responsibilities 2. Obsession with High-Quality Results Consistently creates value for customers through high-quality outcomes Ensures excellence in all aspects of work Efficiently manages time, prioritizes tasks, and achieves higher standards 3. Resilience and Adaptability Adapts quickly to new roles, responsibilities, and changing circumstances Responsibilities: Be responsible for underwriting employer/employee health clients (B2B) and their employees or group members (B2B2C) Cultivate relationships with cross functional teams, stakeholders and support sales teams by navigating key price drivers for the various accounts. Work with a team of senior medical underwriters and actuaries for end-to-end management of day to day operations Ensure good turn around time on quotations requests, optimize quote conversions and profitability of accounts and the portfolio Assist in driving projects such as new products launch, raters, process improvements. To support the relevant stakeholders to process onboarding of new clients and servicing. Achieve annual revenue, profitability, and market share targets. Build and lead a high-performing group medical pricing team with a culture of collaboration and accountability. Collaborate with internal teams to create customer-centric solutions. Monitor market trends, regulatory updates, and competitors to refine strategies. Helps the sales team in strengthening partnerships with brokers, channels, and intermediaries to enhance distribution. Responsible for maintaining Loss Ratio and Combined Operating Ratio at portfolio and granular level. Key Skills Required: Strong 8+ years of pricing and quotation experience in Group Health and personal accident Insurance. Analytical and strategic thinking with a customer-first mindset. Sharp analytical mind, who enjoys thinking on their feet and devising innovative solutions to complex insurance product design and pricing problems Strong communication and relationship-building skills. Proven leadership abilities to inspire teams toward common goals. Resilience, adaptability, and agility in a fast-paced environment. Strong industry connections in the insurance space, including corporates and brokers is a plus.

Ignite the Spirit of a Navi_ite Imagine being at the heart of India s fastest-growing financial services company, where every day brings the opportunity to redefine how millions manage their money. Navi is transforming the landscape with Personal and Home Loans, UPI, Insurance, Mutual Funds, and Gold delivering innovation that makes financial products simpler, more accessible, and truly affordable. With our cutting-edge AI/ML technology and deep expertise, we re not just setting new standards; we re creating experiences that delight and inspire. This is your chance to be part of something extraordinary. At Navi, you won t just be advancing your career; you ll be leading a revolution in finance. Join us and discover how it feels to be at the forefront of this. Founders Sachin Bansal Ankit Agarwal Job Details Like everything else at Navi, we are looking to scale up the HR function in a way that it creates new benchmarks. We believe that a great HR function can be both Business First and People first. Solving for people and in the process creating a culture which drives passion and performance is something which we take pride in. We are looking for bright people who are at the very cusp of their professional journey and have potential to be in the top 0.1% in whatever they take up. This position provides a chance to work with the best and in process learn what it takes to attain the highest professional potential. If you are someone who has exceeded expectations in MOST of the things you have taken up in your life (be it academics, or work, or any hobbies), it s a role made for you. Background - Consistent high achievement in academics and work with experience of upto 3 Years NOTE You don t need to have a specialization in HR till the time you have passion for it. If you are someone who can excel in understanding both people and numbers, this role will be a perfect fit for you. Responsibilities (One or more of below) Talent Acquisition and Management Employee Development and Training Performance Management Culture and Employee Engagement Compliance and Risk Management Compensation and Benefits Organizational Development Data-Driven Decision Making Strategic Partnerships Employee Advocacy and Support Must Haves Post graduation in management from top colleges Strong interpersonal and communication skills, with a high level of empathy Business first thinking Entrepreneurial mind-set along with an ability to hustle and solve problems on-ground Ability to think outside the box and be comfortable dealing with unstructured problem statements. Strong analytical skills and good attention to detail. Understanding data dashboards; being adept at Excel and Google Sheets What is awaiting for you at Navi Unyielding Perseverance, Boundless Passion, Unwavering Commitment Are you ready to channel your relentless drive into something truly transformativeAs a Navi_ite, you will embody the essence of perseverance and passion, pushing boundaries and redefining what s possible. As a Navi_ite, you ll be at the forefront of our mission, taking on responsibilities that challenge you and push the limits of what you thought possible. Relentless Pursuit of Unmatched Excellence Imagine a place where your quest for excellence knows no bounds. At Navi, we don t just set high standards; we live them. At Navi, we believe in delivering exceptional results and creating real value. You will have the opportunity to tackle projects with precision and pride, setting standards and achieving outcomes that make a tangible difference. Your ability to manage tasks effectively and maintain high standards will be key to our shared success. Unbreakable Resilience and Agility Visualize yourself thriving in an environment where change is not a barrier but a catalyst for your growth. As a Navi_ite, you ll turn every challenge into an opportunity with your unparalleled resilience and adaptability. Your adaptability will be essential as you navigate evolving situations, contributing to both your personal development and the team s achievements. Joining Navi means stepping into a role where your perseverance, pursuit of excellence, and resilience are not just valued they are celebrated. If you re ready to leave a legacy of impact and innovation, your journey starts here. Embrace this chance to be a part of something extraordinary and let your potential shine. Your future as a Navi_ite awaits.

Ignite the Spirit of a Navi_ite Imagine being at the heart of India s fastest-growing financial services company, where every day brings the opportunity to redefine how millions manage their money. Navi is transforming the landscape with Personal and Home Loans, UPI, Insurance, Mutual Funds, and Gold delivering innovation that makes financial products simpler, more accessible, and truly affordable. With our cutting-edge AI/ML technology and deep expertise, we re not just setting new standards; we re creating experiences that delight and inspire. This is your chance to be part of something extraordinary. At Navi, you won t just be advancing your career; you ll be leading a revolution in finance. Join us and discover how it feels to be at the forefront of this. Founders Sachin Bansal Ankit Agarwal Job Details Like everything else at Navi, we are looking to scale up the HR function in a way that it creates new benchmarks. We believe that a great HR function can be both Business First and People first. Solving for people and in the process creating a culture which drives passion and performance is something which we take pride in. We are looking for bright people who are at the very cusp of their professional journey and have potential to be in the top 0.1% in whatever they take up. This position provides a chance to work with the best and in process learn what it takes to attain the highest professional potential. If you are someone who has exceeded expectations in MOST of the things you have taken up in your life (be it academics, or work, or any hobbies), it s a role made for you. Background - Consistent high achievement in academics and work with experience of upto 3 Years NOTE You don t need to have a specialization in HR till the time you have passion for it. If you are someone who can excel in understanding both people and numbers, this role will be a perfect fit for you. Responsibilities (One or more of below) Talent Acquisition and Management Employee Development and Training Performance Management Culture and Employee Engagement Compliance and Risk Management Compensation and Benefits Organizational Development Data-Driven Decision Making Strategic Partnerships Employee Advocacy and Support Must Haves Post graduation in management from top colleges Strong interpersonal and communication skills, with a high level of empathy Business first thinking Entrepreneurial mind-set along with an ability to hustle and solve problems on-ground Ability to think outside the box and be comfortable dealing with unstructured problem statements. Strong analytical skills and good attention to detail. Understanding data dashboards; being adept at Excel and Google Sheets What is awaiting for you at Navi Unyielding Perseverance, Boundless Passion, Unwavering Commitment Are you ready to channel your relentless drive into something truly transformativeAs a Navi_ite, you will embody the essence of perseverance and passion, pushing boundaries and redefining what s possible. As a Navi_ite, you ll be at the forefront of our mission, taking on responsibilities that challenge you and push the limits of what you thought possible. Relentless Pursuit of Unmatched Excellence Imagine a place where your quest for excellence knows no bounds. At Navi, we don t just set high standards; we live them. At Navi, we believe in delivering exceptional results and creating real value. You will have the opportunity to tackle projects with precision and pride, setting standards and achieving outcomes that make a tangible difference. Your ability to manage tasks effectively and maintain high standards will be key to our shared success. Unbreakable Resilience and Agility Visualize yourself thriving in an environment where change is not a barrier but a catalyst for your growth. As a Navi_ite, you ll turn every challenge into an opportunity with your unparalleled resilience and adaptability. Your adaptability will be essential as you navigate evolving situations, contributing to both your personal development and the team s achievements. Joining Navi means stepping into a role where your perseverance, pursuit of excellence, and resilience are not just valued they are celebrated. If you re ready to leave a legacy of impact and innovation, your journey starts here. Embrace this chance to be a part of something extraordinary and let your potential shine. Your future as a Navi_ite awaits.

About Navi Navi is one of the fastest-growing financial services companies in India providing Personal Home Loans, UPI, Insurance, Mutual Funds, and Gold. Navis mission is to deliver digital-first financial products that are simple, accessible, and affordable. Drawing on our in-house AI/ML capabilities, technology, and product expertise, Navi is dedicated to building delightful customer experiences. Founders: Sachin Bansal Ankit Agarwal Know what makes you a Navi_ite : Perseverance, Passion and Commitment Passionate about Navi s mission and vision Demonstrates dedication, perseverance and high ownership Goes above and beyond by taking on additional responsibilities 2.Obsession with high quality results Consistently creates value for the customers and stakeholders through high quality outcomes Ensuring excellence in all aspects of work Efficiently manages time, prioritizes tasks, and achieves higher standards 3.Resilience and Adaptability Adapts quickly to new roles, responsibilities, and changing circumstances, showing resilience and agility Lending is currently one of the key verticals in Navi. One of the top areas of innovation which drives both growth and profitability in Lending is Collections. We are looking for bright, young HR generalists who will own HR, Admin, and Compliance aspects for specific regions across India. While the role will be part of the Navi HR group, on-ground you will be the second-in-command to City CEOs, who own business targets of Collections PL in their region. Responsibilities : End-to-end HR responsibilities for teams up to 30-60 in their region, including talent acquisition, retention, people operations, compensation benefits, payroll, and people strategy. Responsible for inculcating the culture and values of Navi in the teams located in their region. Own office operations and other admin responsibilities for their region. Support City CEOs in compliance related activities. Work closely with central Navi teams like HR, Admin, IT, Compliance, Audit, Vigilance to ensure quality and efficiency in operations for their region. Own and drive cost initiatives to achieve expense targets for their region. Maintain data and analytical dashboards for HR, Admin, and Compliance aspects for their region. Provide relevant insights to City CEOs for cost optimisation, efficiency, and people related issues. Key Skills Required : First principles thinking and problem solving is a key requirement. Strong analytical skills and good attention to detail. Ability to think outside the box and be comfortable dealing with unstructured problem statements. Strong communication skills (oral and written). Maturity with conflict resolution and having tough conversations. High integrity. Relevant experience up to 2 years in an HR generalist role, or relevant educational background with focus on Human Resource Management.

About Navi Navi is one of the fastest-growing financial services companies in India providing Personal Home Loans, UPI, Insurance, Mutual Funds, and Gold. Navis mission is to deliver digital-first financial products that are simple, accessible, and affordable. Drawing on our in-house AI/ML capabilities, technology, and product expertise, Navi is dedicated to building delightful customer experiences. Founders: Sachin Bansal Ankit Agarwal Know what makes you a Navi_ite : 1. Perseverance, Passion and Commitment Passionate about Navi s mission and vision Demonstrates dedication, perseverance and high ownership Goes above and beyond by taking on additional responsibilities 2. Obsession with high quality results Consistently creates value for the customers and stakeholders through high quality outcomes Ensuring excellence in all aspects of work Efficiently manages time, prioritizes tasks, and achieves higher standards 3. Resilience and Adaptability Adapts quickly to new roles, responsibilities, and changing circumstances, showing resilience and agility Brief Description: This role will play a critical role in supporting the function head and in building and maintaining good relations with the regulators and government bodies and towards the work on policy advocacy and public relations. This role involves working with various functions for development and execution of government relations strategies. Key Responsibilities: Building and maintaining good relations with the key people at regulatory bodies (e.g RBI, SEBI, IRDA) and the Government officials at various Ministries especially with the MoF. Track all regulatory developments that could have an impact on the company s business plans. Identify, anticipate, the potential regulatory threats and develop mitigation plans with the relevant stakeholders. Pro-active engagement with the relevant internal teams, external stakeholders and the regulatory/ government agencies to ensure business continuity. Develop strong connections with regulators, government, industry bodies, academia, think-tanks and the relevant communities through partnerships to increase financial inclusion using technology. Develop advocacy plans on the important policy issues and to do pro-active engagement with multiple stakeholders for positive outcome. Representing company at various forums Desired candidate : 12 + years of experience with strong focus on the BFSI industry. Track record of interacting with regulators and senior government officials is important. Proven record of integrity and success in public policy Ability to develop and implement effective government relations strategies Strong knowledge of relevant regulations, laws, and legislative processes. Excellent written and verbal communication skills Strong networking skills; Ability to build and maintain relationships with key stakeholders Ability to represent the organization in public forums Energetic, with a solution-oriented mindset and positive attitude.

Sr Associate II- Payment Operationss About Navi Navi is one of the fastest-growing financial services companies in India providing Personal Home Loans, UPI, Insurance, Mutual Funds, and Gold. Navis mission is to deliver digital-first financial products that are simple, accessible, and affordable. Drawing on our in-house AI/ML capabilities, technology, and product expertise, Navi is dedicated to building delightful customer experiences. Ignite the Spirit of a Navi_ite Imagine being at the heart of India s fastest-growing financial services company, where every day brings the opportunity to redefine how millions manage their money. Navi is transforming the landscape with Personal and Home Loans, UPI, Insurance, Mutual Funds, and Gold delivering innovation that makes financial products simpler, more accessible, and truly affordable. With our cutting-edge AI/ML technology and deep expertise, we re not just setting new standards; we re creating experiences that delight and inspire. This is your chance to be part of something extraordinary. At Navi, you won t just be advancing your career; you ll be leading a revolution in finance. Join us and discover how it feels to be at the forefront of this. Founders: Sachin Bansal Ankit Agarwal Key Responsibilities: Manage Payment Experience including monitoring payment processing systems and resolving payment issues and exceptions in order to provide an exceptional customer experience. Daily Recon of Bank Account transactions. Reconciliations of debit transactions with bank statements and internal systems and follow up with banks and internal stakeholders in case of discrepancies. Reconciliation of collections transactions with PG statements (Razor pay and Cash free) bank statement and internal system and follow up with banks and internal stakeholders in case of discrepancy. Solving payment issues of customers with internal (Product and Tech Team) and external stakeholders (PG and Banks) Monitor 24*7 payment success rates across banks, payment gateways and partners and continually improve the same through operational initiatives. Ad hoc Requests with regards to the overall Banking operations of the institute. Account Opening and API setup for the various Business requirements. Coordinating with banks, auditors and other stakeholders involved in the payment process. Audit of Bank Account transactions. Qualifications: Strong process orientation execution skills Should have good analytical skills. Sound problem solving, conflict resolution and coordination abilities. Excellent organization, written/ verbal communication, analytical, and presentation skills. What is awaiting you at Navi Unyielding Perseverance, Boundless Passion, Unwavering Commitment Are you ready to channel your relentless drive into something truly transformativeAs a Navi_ite, you will embody the essence of perseverance and passion, pushing boundaries and redefining what s possible. As a Navi_ite, you ll be at the forefront of our mission, taking on responsibilities that challenge you and push the limits of what you thought possible. Relentless Pursuit of Unmatched Excellence Imagine a place where your quest for excellence knows no bounds. At Navi, we don t just set high standards; we live them. At Navi, we believe in delivering exceptional results and creating real value. You will have the opportunity to tackle projects with precision and pride, setting standards and achieving outcomes that make a tangible difference. Your ability to manage tasks effectively and maintain high standards will be key to our shared success. Unbreakable Resilience and Agility Visualize yourself thriving in an environment where change is not a barrier but a catalyst for your growth. As a Navi_ite, you ll turn every challenge into an opportunity with your unparalleled resilience and adaptability. Your adaptability will be essential as you navigate evolving situations, contributing to both your personal development and the team s achievements. Joining Navi means stepping into a role where your perseverance, pursuit of excellence, and resilience are not just valued they are celebrated. If you re ready to leave a legacy of impact and innovation, your journey starts here. Embrace this chance to be a part of something extraordinary and let your potential shine. Your future as a Navi_ite awaits.

About Navi Navi is one of the fastest-growing financial services companies in India providing Personal & Home Loans, UPI, Insurance, Mutual Funds, and Gold. Navi's mission is to deliver digital-first financial products that are simple, accessible, and affordable. Drawing on our in-house AI/ML capabilities, technology, and product expertise, Navi is dedicated to building delightful customer experiences. Founders: Sachin Bansal & Ankit Agarwal Know what makes you a Navi_ite” : 1. Perseverance, Passion and Commitment Passionate about Navi’s mission and vision Demonstrates dedication, perseverance, and high ownership Goes above and beyond by taking on additional responsibilities 2. Obsession with high-quality results Consistently creates value for the customers and stakeholders through high-quality outcomes Ensuring excellence in all aspects of work Efficiently manages time, prioritizes tasks, and achieves higher standards 3. Resilience and Adaptability Adapts quickly to new roles, responsibilities, and changing circumstances, showing resilience and agility Key Responsibilities:Review submitted health claims for accuracy, completeness, and compliance with insurance policies and applicable regulations.Identify any inconsistencies, overbilling, or discrepancies between services provided and the claims submittedDetect potential fraudulent claims by analyzing patterns and identifying suspicious activities or behaviorsProviding detailed reports on audit findings, Decision accuracy, including identifying overpayments, underpayments, or fraudulent activitiesRecommend actions based on findings, such as denying, reducing, or adjusting claimsCommunicate audit results and findings to management and external stakeholdersSuggest process improvements to enhance the efficiency and accuracy of the claims audit process.Stay updated with industry trends, regulations, and changes in healthcare policies that may impact claims auditingProvide guidance and training to claims team members or other related stakeholders Investigating medical claims to identify fraudAutomate system and bring in improvements on claims processesTeam Management- Build and manage the team of doctors supporting the functionThe role involves identifying discrepancies, fraud, or errors in claims to ensure compliance with health insurance policies and regulatory requirementsWhat are some of the good to have skills for this role?Medical Graduate in any stream (MBBS/BHMS/BAMS/BUMS/BDS)Experience in handling auditBackground in claims processing with clinical experience in a hospital settingData analytics experience would be an added advantageKnowledge of different languages would be an added advantage. Proficiency in Hindi and English is mandatory.Knowledge of health insurance policies and regulations, IRDAI circulars is mustStrong analytical and problem-solving skills.Excellent attention to detail and ability to spot discrepanciesAbility to anticipate potential problems and take appropriate corrective actionEffective communication skills for working with different stakeholdersTime management skills to meet deadlines.Should have a broad understanding of Claims PracticeSharp business acumen to understand health insurance claim servicing needsExcellent communication skills, including writing reports and presentations

What Were Looking For:Were seeking a motivated Medical Officer with expertise in medical claim adjudication to join our dynamic team. If you have a medical background, a keen understanding of claims processes, and a passion for delivering high-quality results, we want to hear from you!Responsibilities:Review and evaluate medical claims to determine payment eligibility.Investigate claims for potential fraud and ensure compliance with IRDA regulations and guidelines.Communicate effectively with claimants, providers, and other stakeholders regarding claims decisions.Negotiate with treating doctors/hospitals to reduce unjustified hospitalization costs.Drive improvements and automation in claims processes.Monitor systems and processes to maintain high performance standards.Ensure adherence to TATs (Turnaround Times) and SLAs (Service Level Agreements) in collaboration with internal teams.Resolve customer grievances efficiently within stipulated timelines.Analyze claims data to identify trends, fraud patterns, and optimize performance metrics.Inform customers about claim rejections via direct communication.Build and manage a team of processing doctors to support claims operations.Qualifications:Medical Graduate (MBBS/BHMS/BAMS/BUMS/BDS).Proficiency in English and Hindi; additional languages are an advantage.Strong understanding of claims processes, health regulations, and IRDA guidelines.Excellent communication, analytical, and problem-solving skills.Experience in data analytics is a plus.Ability to manage independent assignments and deliver results under tight deadlines.Why Join Us?At Navi, youll become a Navi_ite if you exhibit:Perseverance, Passion, and CommitmentDedication to our mission and high ownership of responsibilities.Obsession with QualityDelivering value through consistent, high-quality outcomes.Resilience and AdaptabilityThriving in dynamic environments and embracing challenges with agility.What We Offer:An opportunity to work with one of Indias leading financial services companies.A chance to make a meaningful impact on the health insurance sector.A collaborative and growth-oriented work environment.

About Navi Navi is one of the fastest-growing financial services companies in India providing Personal Home Loans, UPI, Insurance, Mutual Funds, and Gold. Navis mission is to deliver digital-first financial products that are simple, accessible, and affordable. Drawing on our in-house AI/ML capabilities, technology, and product expertise, Navi is dedicated to building delightful customer experiences. Founders: Sachin Bansal Ankit Agarwal Know what makes you a Navi_ite : 1. Perseverance, Passion and Commitment Passionate about Navi s mission and vision Demonstrates dedication, perseverance and high ownership Goes above and beyond by taking on additional responsibilities 2. Obsession with high-quality results Consistently creates value for the customers and stakeholders through high-quality outcomes Ensuring excellence in all aspects of work Efficiently manages time, prioritizes tasks, and achieves higher standards 3. Resilience and Adaptability Adapts quickly to new roles, responsibilities, and changing circumstances, showing resilience and agility Responsibilities : Business Partnership - Develop a strong understanding of each Tech vertical s goals, challenges, and priorities to be an effective business partner - Partner closely with the leaders in the span to provide insights on team health, workforce planning, and scaling strategies Employee Experience - Act as the primary HR point of contact for employees and managers within specific Tech verticals, addressing concerns and facilitating people processes - Track engagement and satisfaction trends, working with leadership to implement team-specific initiatives that enhance retention and growth HR Processes Talent Development - Drive performance management within Tech verticals, ensuring structured feedback loops aligned with business objectives - Identify learning and skill development needs unique to each vertical and collaborate with leaders to implement tailored growth initiatives - Partner with leadership on succession planning, ensuring a strong pipeline of future talent Tech-Specific Initiatives - Support org design changes, collaboration models, and process improvements to enhance efficiency - Contribute to cross-vertical projects that optimize ways of working across tech teams HR Policies Compliance - Ensure consistent application of HR policies across Tech verticals while tailoring guidance to the specific needs of each function - Work with leaders to align policies with the realities of software development, engineering workflows, and product execution What we are looking for : - Master s Degree from Tier - 1/Tier- 2 institute - 5-7 years of experience in HR business partnering, preferably within the technology or startup industry - Proven ability to manage complex employee relations issues - Exceptional communication and influencing skills with the ability to build credibility quickly - Experience in change management, organizational design, and leadership coaching is a plus

Associate Manager- Social Media Copywriter About Navi: Navi is one of the fastest growing financial services companies in India providing Personal Home Loans, Insurance and Mutual Funds with a digital first approach. At Navi, our mission is to build financial services that are simple, accessible and affordable. Ignite the Spirit of a Navi_ite Imagine being at the heart of India s fastest-growing financial services company, where every day brings the opportunity to redefine how millions manage their money. Navi is transforming the landscape with Personal and Home Loans, UPI, Insurance, Mutual Funds, and Gold delivering innovation that makes financial products simpler, more accessible, and truly affordable. With our cutting-edge AI/ML technology and deep expertise, we re not just setting new standards; we re creating experiences that delight and inspire. This is your chance to be part of something extraordinary. At Navi, you won t just be advancing your career; you ll be leading a revolution in finance. Join us and discover how it feels to be at the forefront of this. Founders: Sachin Bansal Ankit Agarwal Key Responsibilities : Interpretive Excellence: Thoroughly understand copywriting briefs to accurately grasp project requirements. Craft, edit, and meticulously proofread captivating content that captures attention, all while maintaining a distinctive voice. Strategic Collaboration: Engage effectively with a diverse array of internal and external stakeholders. Transform intricate insights into straightforward and captivating communication that resonates. All of this is accomplished within specified timeframes. Content Planning: Develop a comprehensive content calendar designed for seamless implementation across various channels. Ensure strategic alignment and efficient utilization of resources. Deliverables Management: Successfully create and deliver promotional and seasonal assets, catering to multiple verticals. These assets should effectively communicate our message and values. Insight Integration: Utilize consumer insights and glean knowledge from customer pain points. This approach will help enhance digital Customer Experience (CX) across our app and website, contributing to iterative improvements. Consistency Advocate: Uphold a consistent experience across all published content. Maintain uniformity not only in tone of voice but also from a visual standpoint. Data-Driven Insights : Employ data from diverse channels to identify key engagement points and extract valuable insights. These insights will guide strategic decisions and content optimizations. Agency Collaboration: Partner seamlessly with external agencies to guarantee timely deliverables of content and creatives. Effective collaboration will ensure the alignment of our vision and objectives. Requirements: 5-7 years of experience as a social media copywriter/content writer in a consumer-focused business or agency background. Expertise in crafting engaging, platform-specific content for Instagram, YouTube, Twitter, and LinkedIn. Analytical mindset to track content performance, refine strategies, and deliver measurable engagement and growth. Up-to-date with social media trends, pop culture, and moment marketing, with the ability to evaluate and expand platform strategies as needed. Experience collaborating on multi-channel campaigns with cross-functional teams. Understanding of visuals to effectively complement copy. Strong interpersonal, management, and stakeholder-handling skills, with a strong bias for action. Qualification: Experience in creating financial content is a plus but not mandatory. Graduate or postgraduate in any discipline. Comfortable being the face and presenter in videos, with the ability to communicate complex ideas effectively and engagingly. What is awaiting you at Navi Unyielding Perseverance, Boundless Passion, Unwavering Commitment Are you ready to channel your relentless drive into something truly transformativeAs a Navi_ite, you will embody the essence of perseverance and passion, pushing boundaries and redefining what s possible. As a Navi_ite, you ll be at the forefront of our mission, taking on responsibilities that challenge you and push the limits of what you thought possible. Relentless Pursuit of Unmatched Excellence Imagine a place where your quest for excellence knows no bounds. At Navi, we don t just set high standards; we live them. At Navi, we believe in delivering exceptional results and creating real value. You will have the opportunity to tackle projects with precision and pride, setting standards and achieving outcomes that make a tangible difference. Your ability to manage tasks effectively and maintain high standards will be key to our shared success. Unbreakable Resilience and Agility Visualize yourself thriving in an environment where change is not a barrier but a catalyst for your growth. As a Navi_ite, you ll turn every challenge into an opportunity with your unparalleled resilience and adaptability. Your adaptability will be essential as you navigate evolving situations, contributing to both your personal development and the team s achievements. Joining Navi means stepping into a role where your perseverance, pursuit of excellence, and resilience are not just valued they are celebrated. If you re ready to leave a legacy of impact and innovation, your journey starts here. Embrace this chance to be a part of something extraordinary and let your potential shine. Your future as a Navi_ite awaits.

About Navi Navi is one of the fastest-growing financial services companies in India providing Personal Home Loans, UPI, Insurance, Mutual Funds, and Gold. Navis mission is to deliver digital-first financial products that are simple, accessible, and affordable. Drawing on our in-house AI/ML capabilities, technology, and product expertise, Navi is dedicated to building delightful customer experiences. Founders: Sachin Bansal Ankit Agarwal Know what makes you a Navi_ite : 1.Perseverance, Passion and Commitment Passionate about Navi s mission and vision Demonstrates dedication, perseverance and high ownership Goes above and beyond by taking on additional responsibilities 2.Obsession with high quality results Consistently creates value for the customers and stakeholders through high quality outcomes Ensuring excellence in all aspects of work Efficiently manages time, prioritizes tasks, and achieves higher standards 3.Resilience and Adaptability Adapts quickly to new roles, responsibilities, and changing circumstances, showing resilience and agility Key Responsibilities Oversee and lead development of UPI ecosystem, Core Payment Platform, BBPS, Credit over UPI, and UPI switch for Navis payment solutions, ensuring seamless, secure, and scalable experiences. Work cross-functionally with Engineering, Product and Business teams across multiple products to drive buy-in on customer experiences and engineering frameworks. Make critical decisions that contribute to the success of Navi. Work closely with your s and other engineering teams with a keen eye towards scalable architecture to design and implement new 0 1 solutions with an appetite to quickly scale from 1 n across products Build an engineering team and move fast in converting ideas to product collaborating with Product, Design, Leadership and other functions, while maintaining high product quality and reliability. Drive customer first behavior and ownership behavior in the team to make sure highest quality products are shipped to the customers. Empowering the delivery team to self coordinate. Staying ahead of the curve by lending a stable structure to the teams and products while bringing operational excellence as products mature. Ensure teams have clear priorities and adequate resources. Provide technical guidance, career development, and mentoring to team members What You ll Need 12+ years of overall experience with 3+ years of Engineering Management experience, managing a diverse set of candidates (frontend, backend, mobile), across various technologies. Good software engineering methodology-meaningful and deeply-rooted opinions about testing and code quality, ability to make sound quality/speed trade-offs Exceptional technical skills in the backend with significant experience building and operating critical high-scale systems with a hands on approach to lead from the front when the situation calls for it. Strong design and architectural skills. Expertise and interest in growing teams- interviewing junior and senior engineers, collaborating with a recruiting team, smoothly onboarding new team members. Great management and team development skills - ability to set roadmap and goals for the teams and the members in his team, delegate intelligently, mentor engineers, deliver frequent and honest feedback, help team members grow in their careers, and deliver results

Associate Manager 2 - Performance Marketing About Navi Navi is one of the fastest-growing financial services companies in India providing Personal Home Loans, UPI, Insurance, Mutual Funds, and Gold. Navis mission is to deliver digital-first financial products that are simple, accessible, and affordable. Drawing on our in-house AI/ML capabilities, technology, and product expertise, Navi is dedicated to building delightful customer experiences. Ignite the Spirit of a Navi_ite Imagine being at the heart of India s fastest-growing financial services company, where every day brings the opportunity to redefine how millions manage their money. Navi is transforming the landscape with Personal and Home Loans, UPI, Insurance, Mutual Funds, and Gold delivering innovation that makes financial products simpler, more accessible, and truly affordable. With our cutting-edge AI/ML technology and deep expertise, we re not just setting new standards; we re creating experiences that delight and inspire. This is your chance to be part of something extraordinary. At Navi, you won t just be advancing your career; you ll be leading a revolution in finance. Join us and discover how it feels to be at the forefront of this. Founders: Sachin Bansal Ankit Agarwal Responsibilities: Create and implement a performance marketing strategy to drive acquisition, awareness, traffic, leads and conversions. Handle acquisition remarketing via Google (App Marketing), Facebook, Affiliates, Partnerships, Programmatic etc. Optimize campaign budgets to maximize ROI, ensuring cost efficiency in achieving acquisition and engagement goals. Work with data science, product, engineering business teams to scale the performance of marketing channels. Continuously test and refine campaigns through A/B testing, audience segmentation, bidding strategies, and ad placements. Explore new performance marketing channels to diversify and scale acquisition efforts. Monitor and report campaign performance and key success metrics. Maintain and publish dashboards/reports at a channel, cohort, or campaign level. Manage ad creative development in collaboration with design and brand teams to ensure campaigns are engaging and high-performing. Key skills required: 3+ years experience across Performance Marketing, Google Facebook Ad platform, Affiliates, MMP (Eg. Appsflyer), or marketing roles with a very good grasp on analytics, customer understanding content. Proven experience in marketing, with a track record of driving growth at scale; Strong analytical skills and the ability to make data-driven decisions and measure impact / ROI; critical thinker with problem solving skills. Ability to work collaboratively with multiple stakeholders Marketing, Business, Analytics, Product, Tech etc. Ability to think creatively, solve problems, and manage multiple campaigns simultaneously. Proven experience in managing and coordinating multi-channel marketing campaigns. Ability to thrive in a fast-paced environment What is awaiting you at Navi Unyielding Perseverance, Boundless Passion, Unwavering Commitment Are you ready to channel your relentless drive into something truly transformativeAs a Navi_ite, you will embody the essence of perseverance and passion, pushing boundaries and redefining what s possible. As a Navi_ite, you ll be at the forefront of our mission, taking on responsibilities that challenge you and push the limits of what you thought possible. Relentless Pursuit of Unmatched Excellence Imagine a place where your quest for excellence knows no bounds. At Navi, we don t just set high standards; we live them. At Navi, we believe in delivering exceptional results and creating real value. You will have the opportunity to tackle projects with precision and pride, setting standards and achieving outcomes that make a tangible difference. Your ability to manage tasks effectively and maintain high standards will be key to our shared success. Unbreakable Resilience and Agility Visualize yourself thriving in an environment where change is not a barrier but a catalyst for your growth. As a Navi_ite, you ll turn every challenge into an opportunity with your unparalleled resilience and adaptability. Your adaptability will be essential as you navigate evolving situations, contributing to both your personal development and the team s achievements. Joining Navi means stepping into a role where your perseverance, pursuit of excellence, and resilience are not just valued they are celebrated. If you re ready to leave a legacy of impact and innovation, your journey starts here. Embrace this chance to be a part of something extraordinary and let your potential shine. Your future as a Navi_ite awaits.

1.Perseverance, Passion, and Commitment Passionate about Navi s mission and vision Demonstrates dedication, perseverance, and high ownership Goes above and beyond by taking on additional responsibilities 2. Obsession with High-Quality Results Consistently creates value for customers through high-quality outcomes Ensures excellence in all aspects of work Efficiently manages time, prioritizes tasks, and achieves higher standards 3. Resilience and Adaptability Adapts quickly to new roles, responsibilities, and changing circumstances Responsibilities Oversee the issuance of new group policies, including employee benefits and institutional partnerships, ensuring compliance with company standards and data accuracy. Manage member enrollments and handle policy changes to maintain seamless operations and service delivery. Maintain accurate records for policy issuance and endorsements to ensure proper documentation. Ensure SLA compliance for key processes, meeting deadlines and service commitments consistently. Build relationships with cross-functional teams and stakeholders, while supporting sales by addressing service requests for different accounts. Track and assess team performance, providing feedback and promoting continuous improvement. Lead, mentor, and motivate the team through training to ensure high-quality service and a results-driven culture. Enhance group health insurance offerings by understanding client needs, tracking market trends, regulatory changes, and competitor strategies to optimize operational processes and refine service delivery. Key Skills Required Minimum 5 years of experience in Group Health Insurance or a similar field, with in-depth knowledge of policy issuance, member enrollment, and claims processing. Excellent skills in execution, communication, and collaboration to drive operational excellence. Strong analytical and strategic mindset to improve processes and optimize performance. Demonstrated leadership ability to guide and motivate teams toward achieving shared objectives. Ability to thrive in a fast-paced environment, with a proven track record of meeting deadlines and adapting to changing demands.

1.Perseverance, Passion and Commitment Passionate about Navi s mission and vision Demonstrates dedication, perseverance and high ownership Goes above and beyond by taking on additional responsibilities 2.Obsession with high quality results Consistently creates value for the customers and stakeholders through high quality outcomes Ensuring excellence in all aspects of work Efficiently manages time, prioritizes tasks, and achieves higher standards 3.Resilience and Adaptability Adapts quickly to new roles, responsibilities, and changing circumstances, showing resilience and agility We believe in - Creating impact to the business Be the owner of data (quality, accessibility, usability) for the company Improve speed of decisions through data transformation and access Improve the quality of decisions with right visibility into business Solve complex problems using advanced analytics functions Create Drive culture of learning through experimentation About The Role: -Lead the BI vertical within analytics charter which includes building analytical data layer, monitoring the BI platform performance and enabling self serve for the entire org -Enabling training and upskilling of the org to leverage the self serve layer to build reports and dashboards -Understand decision making needs of different businesses like Lending, Investment and Payments -Evaluate data required for decisions, identify sources of appropriate data, own up the sanity/accuracy of available data, ensure transformations for right decision making -Define metrics through the business processes for clear measurability and to deep-dive into processes to identify areas of improvements -Identify opportunities of improvement in product & process flows through exploratory analysis and Driving customer segmentation to come up with insights on customisation for various customer groups -Define analytical frameworks to gain insights on correlations/causality -Work with engineering & data platform team to drive data availability & reliability -Monitor & highlight health of business by developing metric dashboards to track success & performance metrics for business functions Desired Candidate Profile: Team management experience of at least 5+ members. Experience on SQL, any BI platform (Tableau, PowerBI, Qlikview, Looker, Quicksight etc) Experience with data transformation layer like DBT and orchestration tool like airflow Experience in handling multiple stakeholders. Startup mindset Advanced understanding of data platforms and ETL processes Ability to identify relevant data to solve business problems and (in)validate hypothesis Good To Have: Prior data modeling experience in R/Python and some classification and/or regression techniques Prior experience with marketing platform such as moengage, clevertap, appsflyer would be a plus Prior experience / understanding of lending/insurance/banking domain would be a plus

1. Perseverance, Passion and Commitment Passionate about Navis mission and vision Demonstrates dedication, perseverance and high ownership Goes above & beyond by taking on additional responsibilities 2. Obsession with high quality results Consistently creates value for the customers and stakeholders through high-quality outcomes Ensuring excellence in all aspects of work Efficiently manages time, prioritizes tasks and achieves higher standards 3. Resilience and Adaptability Adapts quickly to new roles, responsibilities and changing circumstances showing resilience and agility. Responsibilities : Define and set key metrics for the vertical, and take ownership of achieving these goals. Lead detailed data analysis to identify trends and optimization opportunities using advanced statistical methods, machine learning, and predictive modeling. Evaluate current product performance to identify opportunities for optimizing the funnel. Collaborate with product managers and stakeholders to align on product goals and promote data-driven decision-making. Design, conduct, and analyze A/B tests and experiments to assess the impact of product features and improvements. Good to have - Strategies around user retention, monetisation and cross-sell. Mentor junior analysts and help the analytics team enhance their skills in data analysis, visualization, and product strategy. Develop and implement data governance policies to ensure high standards of data management. Key Skills Required : 2 -4 years of relevant experience in analytics. Proficient in Advance SQL and BI tools (Tableau) Strong product Thinking Strong problem solving Have past experience working with Product teams Strategic thinking Strong written and verbal communication skills

1.Perseverance, Passion and Commitment Passionate about Navi s mission and vision Demonstrates dedication, perseverance and high ownership Goes above and beyond by taking on additional responsibilities 2.Obsession with high quality results Consistently creates value for the customers and stakeholders through high quality outcomes Ensuring excellence in all aspects of work Efficiently manages time, prioritizes tasks, and achieves higher standards 3.Resilience and Adaptability Adapts quickly to new roles, responsibilities, and changing circumstances, showing resilience and agility Role Overview: As a UI Engineer, you'll be part of a dynamic team responsible for building and enhancing web applications across Cash Loan, Home Loan, and Web portals. you'll work closely with product managers, designers, and backend engineers to deliver seamless user experiences and scalable web solutions. Key Responsibilities: Develop, test, and maintain responsive web applications with clean, efficient, and well-documented code. Collaborate with cross-functional teams to understand requirements and translate them into technical solutions. Ensure cross-browser compatibility and optimize web applications for maximum speed, scalability, and performance. Troubleshoot and debug issues to ensure a smooth user experience. Participate in code reviews, contribute to best practices, and maintain code quality. Continuously learn new technologies and frameworks to improve development efficiency. Requirements: 1 to 2 years of experience in web development, preferably in fast-paced environments. Excellent Computer Science fundamentals, functional programming, data structures and algorithms. Excellent problem solving and troubleshooting skills and converts larger fuzzy problems into actionable pieces. Good understanding of JavaScript, HTML5, CSS3, and modern front-end frameworks like React.js (preferred) or similar frameworks. Experience with RESTful APIs, asynchronous programming, and state management libraries (eg, Redux, Context API). Solid understanding of cross-browser compatibility, web performance optimization, and responsive design principles. Familiarity with version control systems like Git. Good to Have: Knowledge of TypeScript, Next JS. Experience with CI/CD pipelines, automated testing, and build tools (Webpack, Babel). Exposure to backend technologies (eg, Node.js, Express.js) or cloud platforms like AWS is a plus. Why Join Us? Work on challenging, impactful projects in the fintech space. Collaborate with some of the brightest minds in the industry. Opportunities for rapid learning, growth, and career progression. A culture that values ownership, innovation, customer experience, and continuous improvement.

1.Perseverance, Passion and Commitment Passionate about Navi s mission and vision Demonstrates dedication, perseverance and high ownership Goes above and beyond by taking on additional responsibilities 2.Obsession with high quality results Consistently creates value for the customers and stakeholders through high-quality outcomes Ensuring excellence in all aspects of work Efficiently manages time, prioritizes tasks, and achieves higher standards 3.Resilience and Adaptability Adapts quickly to new roles, responsibilities, and changing circumstances, showing resilience and agility Key Responsibilities.; Lead, mentor, and manage a team of 10+ engineers, fostering a collaborative and high-performance work environment. Should own appraisals , compensation queries and leave management of his direct reports. Define the tech roadmap and help with the product roadmap for your team. Should be able to help in designing and developing the systems within the team. Should not shy away from pitching in whenever required. Sharp focus on observability, monitoring and debuggability of production code & infrastructure Drive customer-first behavior and ownership mindset in the team to make sure the highest quality products are shipped to the customers or end users. Set clear goals and expectations for the team and individuals, and regularly assess and improve team performance. You will be working closely with other engineering teams, product managers, and business stakeholders to shape the industry-leading customer experience and acquire millions of new customers monthly in the Investment platform. Staying ahead of the curve by setting up good processes and practices in the team, also focussing on operational excellence Ensure the team has clear priorities, vision, and adequate resources. Should participating in interviews and evaluation of candidates. Provide technical guidance, career development, and mentoring to team member What Youll Need 7+ years overall experience with 1+ years of Engineering Management experience, managing a diverse set of candidates (frontend, backend, mobile), across various technologies. Good software engineering methodology-meaningful and deeply-rooted opinions about testing and code quality, ability to make sound quality/speed trade-offs Exceptional technical skills in the backend with significant experience building and operating critical high-scale systems with a hands-on approach to lead from the front when the situation calls for it. Experience with web technologies and microservices architecture, Java, Kotlin, Linux, Postgres, Redis, etc Experience with API Design, ability to architect and implement intuitive customer flows. Ability to think and analyze both breadth-wise (client, server, DB, control flow) and depth-wise (threads, sessions, space-time complexity) while designing. Should have strong design and architectural skills. Great management and team development skills - the ability to set roadmap and goals for the teams and the members of his team, delegate intelligently, mentor engineers, deliver frequent and honest feedback, help team members grow in their careers, and deliver results.

1.Perseverance, Passion and Commitment Passionate about Navi s mission and vision Demonstrates dedication, perseverance and high ownership Goes above and beyond by taking on additional responsibilities 2.Obsession with high quality results Consistently creates value for the customers and stakeholders through high quality outcomes Ensuring excellence in all aspects of work Efficiently manages time, prioritizes tasks, and achieves higher standards 3.Resilience and Adaptability Adapts quickly to new roles, responsibilities, and changing circumstances, showing resilience and agility Responsibilities: Work closely with our product and design teams to build new and innovative application experiences for the iOS platform. Build reusable iOS software components for interfacing with multiple platforms. Review code developed by peers and provide feedback to ensure best practices (eg, style guidelines, accuracy, testability, and efficiency) are being followed. Improve the testability and maintainability of the code. Debug product or system issues and debug/track/resolve them by analyzing the sources of issues and the impact on hardware, network, or service operations and quality. Requirements 2+ years of experience building complex applications for the iPhone or iPad using Objective-C/Swift with the iOS SDK and other frameworks. 5+ years of object-oriented software development experience along with sound knowledge in using data structures and algorithms. Extensive knowledge in using mobile architectural components & design patterns and hands-on with SOLID principles. Experience in shipping one or more iOS apps, ideally currently available on the App Store. Knowledge of iOS networking, multithreading concepts and understanding of memory management. Working knowledge of manual/automated testing techniques to build & deliver high-quality products that are maintainable and scalable. Proficient understanding of code versioning tools such as Git, Mercurial or SVN. Ability to devise pixel-perfect designs by maintaining very high UI/UX standards. Familiarity with continuous dependency & continuous integration with tools like Jenkins, Fastlane or Travis CI. Familiarity with the process of integrating third-party SDKs including understanding their documentation, analyzing compatibility and weighing-in pros & cons. Strong problem-solving skills, and the ability to troubleshoot and debug issues. Experience in working in Agile/Scrum methodology and fast-paced environments.

Perseverance, Passion and Commitment Passionate about Navi s mission and vision Demonstrates dedication, perseverance and high ownership Goes above and beyond by taking on additional responsibilities Obsession with high quality results Consistently creates value for the customers and stakeholders through high-quality outcomes Ensuring excellence in all aspects of work Efficiently manages time, prioritizes tasks, and achieves higher standards Resilience and Adaptability Adapts quickly to new roles, responsibilities, and changing circumstances, showing resilience and agility Responsibilities: 1. As a UI-2 Frontend Developer, you will work closely with our design and development teams to create visually appealing, responsive, and intuitive user interfaces for our web and mobile applications. Youll be responsible for implementing design concepts, enhancing user interactions, and optimizing frontend performance. Your expertise will contribute to elevating the overall user experience and driving customer satisfaction. 2. Collaborate with designers to translate wireframes and mockups into functional, pixel-perfect UIs. 3. Develop and maintain reusable components, ensuring consistency and efficiency in frontend architecture. 4. Implement responsive design principles to ensure seamless user experiences across various devices and screen sizes. 5. Optimize application performance, taking into account factors such as page load times and resource usage. 6. Integrate UI components with backend services, ensuring smooth data flow and interactions. 7. Participate in code reviews, providing and receiving constructive feedback to maintain code quality and standards. 8. Troubleshoot and resolve UI-related issues, collaborating with cross-functional teams as needed. 9. Contribute to UI design discussions, offering insights and ideas to enhance the overall product vision. 10. Hands-on experience of improving web performance (optimizing page load, rendering, caching etc). Requirements: 1. 2-4 years of Experience with frontend frameworks/libraries (eg, React, Angular, Vue.js) and state management including Redux, Vuex, Saga. 2. Proficiency in HTML, CSS, JavaScript, and related frontend technologies. 3. Understanding of RESTful APIs and asynchronous programming. 4. Strong problem-solving skills and attention to detail.

1.Perseverance, Passion and Commitment Passionate about Navi s mission and vision Demonstrates dedication, perseverance and high ownership Goes above and beyond by taking on additional responsibilities 2.Obsession with high quality results Consistently creates value for the customers and stakeholders through high quality outcomes Ensuring excellence in all aspects of work Efficiently manages time, prioritizes tasks, and achieves higher standards 3.Resilience and Adaptability Adapts quickly to new roles, responsibilities, and changing circumstances, showing resilience and agility Required Skills: Strong proficiency in at least one of the following languages: Java, Go, Kotlin. Understanding of object-oriented design, design patterns, and data structures. Substantial experience in implementing algorithms to solve complex real-world problems. Proven experience in building backend systems Ability to troubleshoot and optimize backend systems Drive to explore, improve, enhance, automate, and optimize distributed systems and tools to meet evolving business needs. Demonstrable coding practices, thorough unit testing, peer code reviews, and a preference for agile methods. Strong interpersonal skills A track record of on-time delivery, with a commitment to maintaining quality output. Focus on observability, ensuring systems are well-monitored and maintainable. A minimum of 1+ years of software development experience. Excellent verbal and written communication skills. Preferred Skills: Familiarity with event-driven architectures and messaging systems (eg Kafka, RabbitMQ). Knowledge of security best practices for backend services and API endpoints. Demonstrated ability to quickly adapt to new and complex development environments, along with strong deep-dive analytical skills.

1.Perseverance, Passion and Commitment Passionate about Navi s mission and vision Demonstrates dedication, perseverance and high ownership Goes above and beyond by taking on additional responsibilities 2.Obsession with high quality results Consistently creates value for the customers and stakeholders through high quality outcomes Ensuring excellence in all aspects of work Efficiently manages time, prioritizes tasks, and achieves higher standards 3.Resilience and Adaptability Adapts quickly to new roles, responsibilities, and changing circumstances, showing resilience and agility About the role : The AML Risk Manager will be responsible for ensuring that the Group meets Anti-Money Laundering (AML) regulations across all business lines (lending, insurance, investments and payments). This role requires a deep understanding of applicable AML and KYC laws and regulations (across RBI, SEBI, IRDAI, NPCI, FIU and any other relevant regulators), as well as strong analytical and investigative skills. Key Responsibilities: 1. Own the AML Charter for the Group: Develop, implement, and maintain comprehensive AML policies and procedures for all business entities (across lending, payments, insurance and investments). Conduct regular AML risk assessments to identify potential vulnerabilities. Develop and deliver AML training programs to employees. Coordinate with the Internal Audit team to assess the effectiveness of the AML program. Develop and implement risk mitigation strategies. 2. Customer Due Diligence (CDD): Oversee the implementation of CDD procedures for new and existing customers. Ensure that appropriate CDD measures are in place to identify and verify customer identities. Monitor for high-risk customers and conduct Enhanced Due Diligence (EDD) as required. 3. Transaction Monitoring: Defining, implementing, and maintaining a set of alerts to generate a Suspicious Transactions Report (STR) Implement SOP to investigate & conduct due diligence on the generated STR Review the investigations done by the Investigations team to ensure compliance with the SOP Report confirmed suspicious transactions to the Financial Intelligence Unit (FIU) 4. Regulatory Compliance: Ensure compliance with all applicable AML regulations, including the Prevention of Money Laundering Act (PMLA) and the Rules thereunder. Directly Responsible Individual (DRI) for preparing and submitting regulatory reports as required. Stay updated on changes in AML laws and regulations.. Requirements: Bachelors degree in Law, Finance, or a related field. Minimum of 2-3 years of experience in AML compliance for a regulated entity (RE). Strong understanding of AML & KYC laws and regulations, particularly the PMLA. Ability to communicate effectively with stakeholders and senior management, including Board Committee members, both verbally and in written presentations.

1.Perseverance, Passion and Commitment Passionate about Navi s mission and vision Demonstrates dedication, perseverance and high ownership Goes above and beyond by taking on additional responsibilities 2.Obsession with high quality results Consistently creates value for the customers and stakeholders through high-quality outcomes Ensuring excellence in all aspects of work Efficiently manages time, prioritizes tasks, and achieves higher standards 3.Resilience and Adaptability Adapts quickly to new roles, responsibilities, and changing circumstances, showing resilience and agility About the Role: We re hiring senior backend developers for our Co-lending team. Co-lending is a model of lending in which we partner with other NBFC and banking entities to give out loans to the customers. This is a win-win-win situation for both the lending parties and the customer as they get a benefit in pricing. Requirements: Strong Proficiency in at least one of the following languages: Java, Python, Go, Kotlin. Expertise in object-oriented design, design patterns, and data structures. Proven experience in building backend systems with focus on scalability, performance, service robustness, and cost-effectiveness. Ability to troubleshoot and optimize backend systems, ensuring both stability and high performance. Drive to explore, improve, enhance, automate, and optimize distributed systems and tools to meet evolving business needs. Demonstrable coding practices, including meticulous design documentation, thorough unit testing, peer code reviews, and a preference for agile methods. Strong interpersonal skills, showcasing effective stakeholder management with product and design teams. A track record of on-time delivery, with a commitment to maintaining quality output. Focus on observability, ensuring systems are well-monitored and maintainable. A minimum of 5 years of software development experience. Excellent verbal and written communication skills. Preferred Qualifications: Familiarity with event-driven architectures and messaging systems (eg Kafka, RabbitMQ). Knowledge of security best practices for backend services and API endpoints. Prior experience in handling third party integrations and adhering to the strict SLAs is preferred but not mandatory. Demonstrated ability to quickly adapt to new and complex development environments, along with strong deep-dive analytical skills. Previous success in mentoring and guiding junior engineers.

1.Perseverance, Passion and Commitment Passionate about Navi s mission and vision Demonstrates dedication, perseverance and high ownership Goes above and beyond by taking on additional responsibilities 2.Obsession with high quality results Consistently creates value for the customers and stakeholders through high quality outcomes Ensuring excellence in all aspects of work Efficiently manages time, prioritizes tasks, and achieves higher standards 3.Resilience and Adaptability Adapts quickly to new roles, responsibilities, and changing circumstances, showing resilience and agility About the Role : Lending is currently the biggest vertical in the Navi Group. One of the top areas of innovation which drives both growth and profitability in lending is collections. We are looking for highly motivated and impact-driven people who can own the business targets of Housing Loans collections and contribute to building fast growing and profitable lending business. Key Responsibilities Own the Housing Loans collections of the Lending vertical of Navi Finserv Limited in the cities of operations Responsible for hitting the collection targets and managing the roll rates effectively; minimize roll forwards. NPA management - ensure timely actions to minimize NPAs by taking appropriate legal remedies in accordance with the regulations Collaborate with internal stakeholders - Product, Credit and Analytics teams to ensure collection metrics are tracked and reported accurately and comprehensively. Working with external and internal Legal teams for NPA management, SARFAESI process, and delinquency resolution. Working closely with central teams like finance, legal, vigilance, audit, etc as required. Key Skills Required : 2-4 years of relevant experience in collections, understanding of broad legal framework for NPA management would be ideal Collaborative, effective as well as assertive in interactions with stakeholders Strong problem solving skills, business acumen and tech bent of mind Strong written and verbal communication skills with a talent for articulating

1. Perseverance, Passion and Commitment a. Passionate about Navi s mission and vision b. Demonstrates dedication, perseverance and high ownership c. Goes above and beyond by taking on additional responsibilities 2. Obsession with high quality results a. Consistently creates value for the customers and stakeholders through high quality outcomes b. Ensuring excellence in all aspects of work c. Efficiently manages time, prioritizes tasks, and achieves higher standards 3. Resilience and Adaptability a. Adapts quickly to new roles, responsibilities, and changing circumstances, showing resilience and agility Role : Associate Manager, Control Tower Team - Strategy & Business Operations (SBO) Background - Consistent high achievement in academics and work (top 0.1%) with experience of up to 3 years Role Description - - Data Analysis, Monitoring and Reporting: - Identify key business drivers and establish L0, L1 and L2 metrics - Set up dashboards for real-time tracking of metrics and build an automated alerting mechanism for respective businesses - Drive solutioning of anomalies to ensure input effort metrics and output performance metrics are in sync with business objectives - Root-cause improvement areas and drive long-term solutions - Independently deep dive into data and collaborate with stakeholders to identify high impact initiatives - Drive implementation of initiatives / programs - Stakeholder management - Collaborate with stakeholders to ensure that the metrics are in sync with with business objectives - Work with several stakeholders to continuously identify levers to grow L0 and L1 metrics of business Key Skills Needed Entrepreneurial mind-set along with an ability to hustle and solve problems on-ground Excellent communication and interpersonal skills with a collaborative management style Excellent problem solving and analytical skills. Being adept at Excel is mandatory. Experience in SQL is mandatory High ownership skills and a bias for action

Responsibilities :Own the Collections P&L of the Lending vertical of Navi in his/her regionResponsible for hitting the topline and bottomline targetsBuild team, processes and metrics which are consistent and scalableCome up with insights which can improve the baseline of collections in NaviConduct experiments in the region to validate insights and roll out successful experimentsComing up with Operations design strategies for step jump improvementsWorking closely with central teams like finance, HR, vigilance, audit, etc.Key Skills Required :Consistent high achievement in academics and work (top 0.1%) with experience of up to 3 Years.

Responsibilities:Management of valuations and collateral risk (legal and technical) for mortgage business, Collateral audits, Collateral evaluation process and validation of valuation and legal reportsScrutinize and initiate project approvals (APF) for the organization, timely monitoring and ensuring compliance on Collateral aspects within prescribed TATDevelop and manage business relationship with valuation & Legal agencies to get reports and other deliverables with prescribed TAT and costProvide inputs in developing Collateral Policy"" and monitor the portfolio/ delinquencies related to Collateral aspects.Implement checks and process to control Fraud, build database and deduce for multiple funding or excess funding on properties and use market intelligence to identity any EWSKeep track of the development in real estate market and its impact upon lending parameters, property valuations and other financial implicationsUnderstand and analyze risks associated with property / project / market / developer and analyze exposure that can be taken.Coordinate with product team for digitizing and automating collateral sanctionsRequirements :The candidate should have experience in valuation backgroundPreferably completed B.E. Civil / B. Tech Civil / Civil Engineering.Should Have knowledge about different geographies such as Bangalore, Hyderabad, Chennai and MMRKnowledge on Legal scrutiny related to property along with knowledge on compliance matters with respect to collateral in mortgage business would be an added advantage.

Responsibilities: Management of valuations and collateral risk (legal and technical) for mortgage business, Collateral audits, Collateral evaluation process and validation of valuation and legal reports Scrutinize and initiate project approvals (APF) for the organization, timely monitoring and ensuring compliance on Collateral aspects within prescribed TAT Develop and manage business relationship with valuation & Legal agencies to get reports and other deliverables with prescribed TAT and cost Provide inputs in developing Collateral Policy" and monitor the portfolio/ delinquencies related to Collateral aspects. Implement checks and process to control Fraud, build database and deduce for multiple funding or excess funding on properties and use market intelligence to identity any EWS Keep track of the development in real estate market and its impact upon lending parameters, property valuations and other financial implications Understand and analyze risks associated with property / project / market / developer and analyze exposure that can be taken. Coordinate with product team for digitizing and automating collateral sanctionsRequirements : The candidate should have experience in valuation background Preferably completed B.E. Civil / B. Tech Civil / Civil Engineering. Should Have knowledge about different geographies such as Bangalore, Hyderabad, Chennai and MMR Knowledge on Legal scrutiny related to property along with knowledge on compliance matters with respect to collateral in mortgage business would be an added advantage.

Responsibilities:Oversee the issuance of new group policies, including employee benefits and institutional partnerships, ensuring compliance with company standards and data accuracy.Manage member enrollments and handle policy changes to maintain seamless operations and service delivery.Maintain accurate records for policy issuance and endorsements to ensure proper documentation.Ensure SLA compliance for key processes, meeting deadlines and service commitments consistently.Build relationships with cross-functional teams and stakeholders, while supporting sales by addressing service requests for different accounts.Track and assess team performance, providing feedback and promoting continuous improvement.Lead, mentor, and motivate the team through training to ensure high-quality service and a results-driven culture.Enhance group health insurance offerings by understanding client needs, tracking market trends, regulatory changes, and competitor strategies to optimize operational processes and refine service delivery.Key Skills Required:Minimum 5 years of experience in Group Health Insurance or a similar field, with in-depth knowledge of policy issuance, member enrollment, and claims processing.Excellent skills in execution, communication, and collaboration to drive operational excellence.Strong analytical and strategic mindset to improve processes and optimize performance.Demonstrated leadership ability to guide and motivate teams toward achieving shared objectives.Ability to thrive in a fast-paced environment, with a proven track record of meeting deadlines and adapting to changing demands.

Responsibilities:1. As a UI-2 Frontend Developer, you will work closely with our design and development teams to create visually appealing, responsive, and intuitive user interfaces for our web and mobile applications. You'll be responsible for implementing design concepts, enhancing user interactions, and optimizing frontend performance. Your expertise will contribute to elevating the overall user experience and driving customer satisfaction.2. Collaborate with designers to translate wireframes and mockups into functional, pixel-perfect UIs.3. Develop and maintain reusable components, ensuring consistency and efficiency in frontend architecture.4. Implement responsive design principles to ensure seamless user experiences across various devices and screen sizes.5. Optimize application performance, taking into account factors such as page load times and resource usage.6. Integrate UI components with backend services, ensuring smooth data flow and interactions.7. Participate in code reviews, providing and receiving constructive feedback to maintain code quality and standards.8. Troubleshoot and resolve UI-related issues, collaborating with cross-functional teams as needed.9. Contribute to UI design discussions, offering insights and ideas to enhance the overall product vision.10. Hands-on experience of improving web performance (optimizing page load, rendering, caching etc).Requirements:1. 2-4 years of Experience with frontend frameworks/libraries (e.g., React, Angular, Vue.js) and state management including Redux, Vuex, Saga.2. Proficiency in HTML, CSS, JavaScript, and related frontend technologies.3. Understanding of RESTful APIs and asynchronous programming.4. Strong problem-solving skills and attention to detail.