Job Description

Recruiter Name: Steffi Mail me on: steffi.gard@idfcfirstbank.com Candidates who have experience in Business Loans/Unsecured Loans only apply This is a product lead role - thus candidates with min 9yrs experience under banking and who are on AVP and Sr Manager product only apply (Banking Product Role) Role/ Job Title: Product Lead -MEL & PL Function/ Department: Rural Product Job Purpose: The ideal candidate will have to review the following related to Micro Housing loans Product Management Process Management Market dynamics P&L Management Role and Responsibilities: Product Management: Developing on going market insight, Identify sector trends. Evaluate competitors and offerings. Compare competitive products. Configure product SWOT & uncover opportunities. Portfolio Review and Performance management: Development of market insight. Conducting Post launch Product audits. Revaluate Competitor action. Analyze Product and Portfolio Performance. Refining/evaluating Pricing Structure Adjusting marketing and Promotional Plans. Assess channel Performance. Rationalization of Portfolios. Devising smooth/innovative customer journey end to end. Process Streamlining: Customization/digitalization in the Loan process/system platform. Determines product pricing by utilizing market research data, costing etc. Product Sales Support: Devising training module, imparting training to various team co-ordination with various support vertical, etc Secondary Responsibilities: Coordinating with different stakeholders for smooth functioning of product Maintaining MIS and Product decks for periodic reviews Daily interaction with sales for reaching maximum and daily disbursal volumes for the products Managerial & Leadership Responsibilities: Building capabilities within new team members, if any Key Success Metrics: Growth in disbursal volume for the product Education Qualifications: Postgraduate & equivalent (Masters) Experience Level: Mid-Level (10 years)