Product Manager ( Legal Loan Processes & Real Estate )

Job Description

Intrested candidate can apply on career.proplegit.com About the Role: We are looking for an experienced Product Manager with a deep understanding of loan processes (BFSI sector) and real estate industry to aid (?) the development and enhancement of our financial and real estate technology solutions. The ideal candidate will bridge the gap between business, engineering (technical side), and regulatory compliance, ensuring our products align with industry standards and customer needs. Key Responsibilities: Product Strategy & Roadmap: Define and execute the product roadmap for financial lending and real estate solutions. Conduct market research, competitor analysis, and user feedback sessions to identify product gaps and opportunities. Ensure compliance with regulatory requirements, including RBI, NPCI, and other relevant legal frameworks. Legal Loan Process Expertise: Work closely with legal, compliance, and risk teams to integrate loan approval workflows into the product. Optimize the underwriting and risk assessment processes within the product. Ensure smooth automation of loan origination, disbursement, and foreclosure processes. Upgrade service offerings for loan portfolio management: Work with key stakeholders to develop / upgrade products / service offerings related to loan application process for both pre-disbursement and post-disbursement phases. Collaborate with financial institutions, Banks, NBFCs and real estate firms to streamline loan processes and property management life cycle solutions. Cross-functional Collaboration: Partner with engineering, UI/UX, data analytics, and operations teams to drive product development/upgradation. Work with sales and marketing teams to create product positioning and go-to-market strategies. Coordinate with external vendors and legal advisors to ensure compliance and security in real estate and loan processing life cycle. Customer-Centric Approach: Gather and analyze customer feedback to enhance product features. Develop user-friendly digital lending and property transaction experiences. Ensure seamless integration of APIs with banking and real estate management systems. Experience & Skills: 5+ years of experience in product management, preferably in fintech, Banks/NBFCs, real estate technology firms, or lending solutions. Strong understanding of legal loan processing, including loan origination, underwriting, foreclosure, and compliance. Knowledge of real estate transactions, property valuation, and title verification is an added advantage. Familiarity with regulatory frameworks such as RBI, NPCI, land registration laws, and real estate compliance. Excellent project management, analytical, and problem-solving skills. Strong ability to communicate technical concepts to business stakeholders. Prior experience in AI/ML-based risk assessment models for loan approvals. Hands-on experience with APIs, SaaS solutions, or cloud-based financial platforms.