Job Description

Job Title: Sales Executive Business Loan Sales Location : Noida Sector 75, Spectrum metro Mall, 3rd Floor, Phase-II Company: Direct Credit Department: Sales – Business Loans Reports To: Sales Manager/Branch Manager Salary: Upto-3.6LPA Email ID : Recruitment@directcredit.in Cont: 7982133804/ 97735 93871 Website : www.directcredit.in Prefer Candidate: From Noida or a nearby location only. Prefer Experience: Loan Industry only. No of Vacancy : 200 Job Summary: The Sales Executive – Business Loan Sales is responsible for generating leads, acquiring SME and self-employed customers, and promoting unsecured and secured business loan products . The role involves lead generation, client assessment, loan processing, and ensuring smooth loan disbursement while achieving sales targets. Key Responsibilities: 1. Sales & Business Development: Identify and acquire SMEs, startups, and self-employed professionals as potential business loan customers. Promote Unsecured Business Loans, Term Loans, and Working Capital Loans . Develop and maintain relationships with SME clients, financial intermediaries, and industry associations. Achieve assigned sales targets and contribute to overall business growth. 2. Lead Generation & Client Interaction: Conduct cold calls, referrals, digital marketing, and field visits to generate leads. Assess customer needs and recommend suitable business loan solutions . Educate customers on loan features, eligibility, repayment options, and interest rates . 3. Loan Application & Documentation: Assist customers in loan application processing and document submission . Verify KYC, GST returns, bank statements, business proof, and income tax filings . Coordinate with internal teams (credit, operations, legal) for loan processing and disbursement. 4. Required Skills & Qualifications: Education: Graduate in Business, Finance, or related field (preferred) Experience: 1-3 years in Business Loan Sales. Perks and benefits DIRECT CREDIT EMPLOYEEs BENEFIT POLICY Performance Bonus: Employees who achieve their targets and strictly adhere to company policies for six consecutive months will be eligible for a bonus equivalent to 15 days salary . If the employee continues to meet targets and comply with company policies for an additional six months, they will be entitled to an additional bonus of 15 days salary . Diwali Bonus: A Diwali bonus will be awarded based on employee performance and adherence to company policies . Travel Incentive: Employees who consistently achieve their targets and comply with company policies for eight consecutive months will be eligible for two travel tickets as a reward. Referral Bonus: For Executive Level (PL & BL): INR 1,000/- For Executive Level Mortgage Department: INR 2,000/- Salary-Based Referral Bonus: If the referred candidate’s salary falls between INR 50,000 and INR 1,00,000 , the referral bonus will be INR 7,500 . If the referred candidate’s salary exceeds INR 1,00,000 , the referral bonus will be INR 15,000 . Note: The referral bonus will be disbursed to the referring employee only after the referred candidate successfully completes six months of employment with the company. Lunch Facility: The company will provide lunch for all employees . Weekend Offs: Effective April onwards , all Sundays, & second and fourth Saturdays of each month will be designated as Week off days . Office Timings: The new office working hours will be 10:00 AM to 07:00 PM . Short Leave & Late Arrival Policy: In a month two hours, two short leaves can be allowed, in case of emergency