Team Member – Credit Risk

Job Description

Role Team Member – Credit Risk Designation Manager Location- (Kolkata ) Job Purpose / Summary :  We are looking for a candidate with 2-6 years of experience in Credit underwriting or Credit Risk preferably in MSME/Microfinance/Business loan (small ticket size) segment for Manager onwards. Duties and Responsibilities:  Preparation and submission of portfolio monitoring reports along with various analytical reports to TL or Head-CR  Ensuring validation of Credit Risk Profiling (Dashboard) at desired intervals & preparation of deep-dive quality analysis based on Earning at Risk flagged in Risk profile to TL or Head CR or CRO or respective Management Committee  Validation of Risk Models and Rating models  Ensuring quality submissions of reports/frameworks/specific monitoring analysis to respective Management Committee  Behavioral/Trend Analysis of respective portfolio & probabilistic model building to project the behaviour of a particular portfolio and overall advance book of the Bank  Vetting of newly introduced products and policies by way of providing risk observations and risk assessment of modifications / changes in credit parameters for existing products.  Ensuring compliance by catering to ad-hoc data request towards other teams or any ad-hoc regulatory data requirements.  Ensuring adherence to various policies including policies pertaining to Risk management Show more Show less