EMI Collection , Home Loan & Loan Against Property , NBFC Background , Mortgage LoansKey Responsibilities:Contact customers to recover overdue payments or debts.Negotiate repayment plans and resolve disputes amicably.Maintain accurate records of collection activities and customer communications.Collaborate with internal teams to address customer concerns.Ensure compliance with company policies and legal regulations.Meet monthly collection targets and prepare performance reports.Key Qualifications:Bachelors degree in Finance, Business, or related field.Prior experience in debt recovery or customer service.Strong negotiation and interpersonal skills.Ability to handle challenging situations with professionalism.

Key Responsibilities:Operational Oversight:Manage and support branch managers to ensure smooth operations across all locations within the region.Monitor and analyze performance metrics, including sales, customer satisfaction, and operational efficiency.Implement and enforce company policies, procedures, and standards to maintain consistency and compliance.Strategic Planning:Develop and execute regional business strategies to meet company objectives and growth targets.Identify opportunities for expansion, cost reduction, and process improvements within the region.Collaborate with senior management to align regional goals with overall corporate strategy.Financial Management:Oversee regional budgets, financial performance, and resource allocation.Conduct regular financial analysis and reporting to ensure financial targets are met.Manage regional expenses and optimize resource utilization to achieve profitability.Team Leadership:Recruit, train, and mentor branch managers and staff within the region.Foster a positive work environment and promote teamwork and collaboration.Conduct performance evaluations and provide feedback to improve individual and team performance.

Handling Accounts & Finance - TDS, GST, Income Tax , Balance sheet finalization , Book Keeping , team handling roleFinancial Reporting and Analysis:Prepare and analyze financial statements, including balance sheets, income statements, and cash flow statements.Conduct variance analysis to identify discrepancies and provide recommendations for improvement.Develop financial models and forecasts to support strategic planning and decision-making.Compliance and Audit:Ensure compliance with local and international accounting standards and regulations.Coordinate and manage external audits, including the preparation of audit schedules and responding to auditor inquiries.Implement and maintain internal controls to safeguard company assets.Taxation:Prepare and review tax returns, ensuring compliance with tax laws and regulations.Provide tax planning and advisory services to minimize tax liabilities.Stay updated on changes in tax legislation and advise management on potential impacts.Budgeting and Forecasting:Assist in the development of annual budgets and long-term financial plans.Monitor and report on budget performance, identifying areas of concern and opportunities for cost savings.Provide financial insights to support business units in achieving their financial goals.Financial Operations:Oversee accounts payable, accounts receivable, and payroll functions.Manage cash flow and working capital to ensure the company meets its financial obligations.Optimize financial processes and systems for efficiency and accuracy.Finance & Accounting,TDS, GST, Income Tax , Balance sheet finalization , Preffered NBFC or Banking Backgroud Candidates

We are seeking a driven and experienced Sales Manager to lead our sales team and drive revenue growth. The ideal candidate will have a strong background in sales, excellent leadership skills, and a proven track record of meeting and exceeding sales targets. The Sales Manager will be responsible for developing strategic sales plans, building and maintaining customer relationships, and leading the sales team to achieve organizational goals.Key ResponsibilitiesSales Strategy Development: Develop and implement effective sales strategies to achieve company sales targets and increase market share.Team Leadership: Lead, mentor, and motivate the sales team to ensure individual and team performance goals are met. Conduct regular performance reviews and provide coaching.Revenue Growth: Drive revenue growth by identifying new business opportunities, expanding existing accounts, and ensuring customer satisfaction.Market Analysis: Conduct market research and analysis to identify trends, customer needs, and competitive landscape. Use insights to inform sales strategies.Customer Relationship Management: Build and maintain strong relationships with key customers and stakeholders. Ensure high levels of customer satisfaction and retention.Sales Reporting: Prepare regular sales reports and forecasts for senior management. Analyze sales data to identify areas for improvement and adjust strategies accordingly.Collaboration: Work closely with marketing, product development, and customer service teams to align sales strategies with overall business objectives.Budget Management: Develop and manage the sales budget. Monitor expenses and ensure cost-effective sales operations.Training and Development: Identify training needs and provide ongoing development opportunities for the sales team to enhance their skills and performance.

Credit Verification , Perperty Papers Checking , Field Visit, Loan Checking , CAM Preparation , Fard & Legal chain checking , Home Loan , LAP, MortgageKey Responsibilities:Credit Evaluation and Approval:Review and analyze credit applications and documentation for both personal and business loans.Assess applicants' financial backgrounds, repayment capacity, creditworthiness, and business stability.Approve or recommend credit decisions within delegated authority levels, ensuring alignment with bank policies.Risk Management:Identify, assess, and mitigate risks associated with credit proposals.Monitor overdue accounts and initiate recovery actions when required.Regularly review and update risk management practices to adhere to changing policies and market conditions.Compliance & Documentation:Ensure that all credit decisions and recommendations are in line with internal credit policies and regulatory requirements.Maintain detailed and accurate records for each credit application.Ensure timely and accurate reporting to regional and central credit teams.Portfolio Management:Maintain a healthy loan portfolio by managing existing clients' credit facilities and monitoring their repayment behavior.Regularly review the branch's credit portfolio to ensure a balanced risk profile.Conduct periodic reviews and follow-ups with clients, especially high-risk accounts, to minimize delinquency rates.Collaboration and Relationship Management:Work closely with branch staff and other departments to facilitate smooth credit operations.Develop and maintain strong relationships with clients and stakeholders to promote trust and drive business growth.Provide support and guidance to the branch team on credit-related matters.Reporting and Analysis:Prepare and submit regular credit and risk reports to senior management.Conduct trend analyses to identify potential risks and recommend necessary actions.Provide insights and feedback to improve branch-level credit processes and performance.

Collection Strategy & Execution:Develop and implement collection strategies to achieve monthly, quarterly, and annual targets for Home Loans and Loan Against Property portfolios.Monitor and ensure timely EMI collections from customers and take corrective action to minimize defaults.Drive the reduction of non-performing assets (NPAs) and improve overall recovery performance.Team Leadership & Supervision:Manage and lead a team of collection officers, providing guidance, training, and support to improve their performance.Conduct regular performance reviews and set KPIs for the collections team.Customer Interaction:Engage with customers who have delinquent accounts through phone calls, emails, or personal visits.Negotiate repayment plans with customers, ensuring collections are made in a customer-friendly and compliant manner.Legal & Compliance:Coordinate with the legal team for the filing of legal cases where necessary, especially for high-risk and severely delinquent accounts.Ensure compliance with RBI guidelines, industry regulations, and company policies while managing collection activities.Reporting & Analytics:Prepare and present daily/weekly/monthly collection reports to senior management.Analyze collection trends and develop corrective strategies for overdue accounts.Maintain detailed records of all collections activities, including payment status, customer interactions, and legal actions.Risk Management:Assess risks related to overdue accounts and suggest preventive measures.Collaborate with internal departments (credit, sales, and legal) to mitigate risks related to collections.Vendor Management:Manage relationships with external collection agencies and ensure that they meet performance standards.Ensure third-party vendors adhere to the company's collection policies and compliance standards.

Property Documents Verification like fard & sales deed, Legal & technical Checking, CAM Preparation, Cibil Checking, Disbursement, mortgage loans - home loan & LAPBranch Credit ManagerResponsibilities:Assess and approve loan applications based on creditworthiness.Monitor and manage branch loan portfolios.Ensure compliance with credit policies and regulations.Analyze financial data and prepare credit reports.Collaborate with sales teams to achieve branch credit targets.Qualifications:Bachelor's degree in Finance, Accounting, or related field.Experience in credit management or banking operations.Strong analytical and decision-making skills.Proficiency in financial analysis and credit assessment tools.